Abbey Bank (NSA:ABBEYBANK) PEG Ratio: 2.60 (As of Sep. 06, 2026) — 93% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:ABBEYBANK Abbey Bank PLC NSA:ABBEYBANK
36 GF Score
Price ₦7.70
GF Value ₦5.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Abbey Bank PEG Ratio?

Abbey Bank NSA:ABBEYBANK +10.00% 36 PEG Ratio is 2.60 as of Sep. 06, 2026, which is 93% below its 10-year median of 34.79. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 36/100 and a GF Value™ of ₦5.74 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,225 Banks companies, Abbey Bank ranks worse than 65.47% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Abbey Bank's PE Ratio without NRI is 36.15. Abbey Bank's 5-Year Book Value growth rate is 13.90%. Therefore, Abbey Bank's PEG Ratio for today is 2.60.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Abbey Bank's PEG Ratio or its related term are showing as below:

NSA:ABBEYBANK' s PEG Ratio Range Over the Past 10 Years
Min: 1.83   Med: 34.79   Max: 111.58
Current: 2.6


During the past 10 years, Abbey Bank's highest PEG Ratio was 111.58. The lowest was 1.83. And the median was 34.79.


NSA:ABBEYBANK's PEG Ratio is ranked worse than
65.47% of 1225 companies
in the Banks industry
Industry Median: 1.55 vs NSA:ABBEYBANK: 2.60

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Abbey Bank  (NSA:ABBEYBANK) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Abbey Bank PEG Ratio Related Terms


Abbey Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Abbey Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abbey Bank PEG Ratio Chart

Abbey Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 29.00 2.16

Abbey Bank Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 29.00 2.16

NSA:ABBEYBANK vs USB, PNC: PEG Ratio Comparison

For the Banks - Regional subindustry, Abbey Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abbey Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Abbey Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Abbey Bank's PEG Ratio falls into.


NSA:ABBEYBANK
36GF Score
Abbey Bank PLC NSA:ABBEYBANK
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Abbey Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Abbey Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=36.150234741784/13.90
=2.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.60 mean?
Abbey Bank (NSA:ABBEYBANK) has a PEG Ratio of 2.60 as of Sep. 06, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Abbey Bank and its competitors. This is 93% below median its historical median of 34.79. Over the past decade, Abbey Bank's PEG Ratio has ranged from 1.83 to 111.58. According to the industry distribution chart, Abbey Bank ranks #802 out of 1225 companies in the Banks industry, placing it in the top 65.5%.
Is Abbey Bank's PEG Ratio too high?
Abbey Bank's current PEG Ratio of 2.60 is 93% below median its 10-year median of 34.79. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 111.58. The Banks industry median PEG Ratio is 1.55. Abbey Bank's value of 2.60 is 67.7% above this industry median. Based on the distribution chart, Abbey Bank ranks #802 out of 1225 companies in the Banks industry, which is below the industry midpoint. Overall, Abbey Bank has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Bank's PEG Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Abbey Bank ranks #802 out of 1225 companies for PEG Ratio. This places Abbey Bank in the lower half of its industry. The industry median PEG Ratio is 1.55. Abbey Bank's value of 2.60 is 67.7% above this benchmark. Historically, Abbey Bank's own PEG Ratio has ranged from 1.83 to 111.58 over the past decade. While the company's 10-year median is 34.79 vs. the industry median of 1.55, Abbey Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,225 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abbey Bank's current PEG Ratio of 2.60 is 67.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Abbey Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abbey Bank's current PEG Ratio is 2.60, which is 93% below median its own 10-year median of 34.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.74, compared to a current price of ₦7.70 — trading 34.1% above its estimated fair value. The current PEG Ratio is 2.60, which is 93% below median its 10-year median of 34.79 and 67.7% above the Banks industry median of 1.55. Abbey Bank's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Abbey Bank (NSA:ABBEYBANK), the current PEG Ratio is 2.60 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abbey Bank (NSA:ABBEYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Abbey Bank stock appears to be overvalued. The current stock price of ₦7.70 is trading 34.1% above its estimated GF Value™ of ₦5.74. GuruFocus considers Abbey Bank to be Significantly Overvalued.

Key valuation signals for NSA:ABBEYBANK:

  • PEG Ratio: 2.60 (93% below median its 10-year median of 34.79)
  • GF Value™: ₦5.74 vs. price of ₦7.70 (34.1% above fair value)
  • GF Score™: 36/100 with 4 warning signs
  • Industry Position: 67.7% above the Banks median (#802 of 1225)

No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abbey Bank Business Description

Address No 23, Karimu Kotun Street, Victoria Island, Lagos, NGA
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
36GF Score

Get the complete analysis for NSA:ABBEYBANK

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.70
Price
₦5.74
GF Value