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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Abbey Mortgage BankNSA:ABBEYBANK +3.30%35 PEG Ratio is 3.17 as of Jul. 21, 2026, which is 91% below its 10-year median of 35.08. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 35/100 and a GF Value™ of ₦5.61 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,229 Banks companies, Abbey Mortgage Bank ranks worse than 74.13% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Abbey Mortgage Bank's PEG Ratio or its related term are showing as below:
NSA:ABBEYBANK'
s PEG Ratio Range Over the Past 10 Years
Min: 1.83 Med: 35.08 Max: 111.58
Current: 3.17
During the past 10 years, Abbey Mortgage Bank's highest PEG Ratio was 111.58. The lowest was 1.83. And the median was 35.08.
NSA:ABBEYBANK's PEG Ratio is ranked worse than 74.13% of 1229
companies
in the Banks industry
Industry Median: 1.55
vs NSA:ABBEYBANK: 3.17
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Abbey Mortgage Bank (NSA:ABBEYBANK) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Abbey Mortgage Bank PEG Ratio Related Terms
Abbey Mortgage Bank PEG Ratio Historical Data
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The historical data trend for Abbey Mortgage Bank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Abbey Mortgage Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abbey Mortgage Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Abbey Mortgage Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Abbey Mortgage Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Abbey Mortgage Bank (NSA:ABBEYBANK) has a PEG Ratio of 3.17 as of Jul. 21, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Abbey Mortgage Bank and its competitors. This is 91% below median its historical median of 35.08. Over the past decade, Abbey Mortgage Bank's PEG Ratio has ranged from 1.83 to 111.58. According to the industry distribution chart, Abbey Mortgage Bank ranks #911 out of 1229 companies in the Banks industry, placing it in the top 74.1%.
Is Abbey Mortgage Bank's PEG Ratio too high?
Abbey Mortgage Bank's current PEG Ratio of 3.17 is 91% below median its 10-year median of 35.08. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 111.58. The Banks industry median PEG Ratio is 1.55. Abbey Mortgage Bank's value of 3.17 is 104.5% above this industry median. Based on the distribution chart, Abbey Mortgage Bank ranks #911 out of 1229 companies in the Banks industry, which is below the industry midpoint. Overall, Abbey Mortgage Bank has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Mortgage Bank's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Abbey Mortgage Bank ranks #911 out of 1229 companies for PEG Ratio. This places Abbey Mortgage Bank in the lower half of its industry. The industry median PEG Ratio is 1.55. Abbey Mortgage Bank's value of 3.17 is 104.5% above this benchmark. Historically, Abbey Mortgage Bank's own PEG Ratio has ranged from 1.83 to 111.58 over the past decade. While the company's 10-year median is 35.08 vs. the industry median of 1.55, Abbey Mortgage Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abbey Mortgage Bank's current PEG Ratio of 3.17 is 104.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Abbey Mortgage Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abbey Mortgage Bank's current PEG Ratio is 3.17, which is 91% below median its own 10-year median of 35.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Mortgage Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.61, compared to a current price of ₦9.40 — trading 67.6% above its estimated fair value. The current PEG Ratio is 3.17, which is 91% below median its 10-year median of 35.08 and 104.5% above the Banks industry median of 1.55. Abbey Mortgage Bank's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Abbey Mortgage Bank (NSA:ABBEYBANK), the current PEG Ratio is 3.17 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abbey Mortgage Bank (NSA:ABBEYBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Abbey Mortgage Bank stock appears to be overvalued.
The current stock price of ₦9.40 is trading 67.6% above its estimated GF Value™ of ₦5.61.
GuruFocus considers Abbey Mortgage Bank to be Significantly Overvalued.
Key valuation signals for NSA:ABBEYBANK:
PEG Ratio: 3.17 (91% below median its 10-year median of 35.08)
GF Value™: ₦5.61 vs. price of ₦9.40 (67.6% above fair value)
Industry Position: 104.5% above the Banks median (#911 of 1229)
No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
35GF Score
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