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Abbey BankNSA:ABBEYBANK +10.00%36 Cyclically Adjusted PS Ratio is 28.52 as of Sep. 06, 2026, which is 11% below its 10-year median of 32.04. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 36/100 and a GF Value™ of ₦5.74 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,301 Banks companies, Abbey Bank ranks worse than 99.77% on this metric.
The historical rank and industry rank for Abbey Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:
NSA:ABBEYBANK'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 20 Med: 32.04 Max: 55.37
Current: 28.67
During the past 10 years, Abbey Bank's highest Cyclically Adjusted PS Ratio was 55.37. The lowest was 20.00. And the median was 32.04.
NSA:ABBEYBANK's Cyclically Adjusted PS Ratio is ranked worse than 99.77% of 1301
companies
in the Banks industry
Industry Median: 3.43
vs NSA:ABBEYBANK: 28.67
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Abbey Bank's adjusted revenue per share data of for the fiscal year that ended in Dec25 was ₦0.606. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₦0.27 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Abbey Bank (NSA:ABBEYBANK) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Abbey Bank Cyclically Adjusted PS Ratio Related Terms
Abbey Bank Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Abbey Bank's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:ABBEYBANK vs USB, PNC: Cyclically Adjusted PS Ratio Comparison
For the Banks - Regional subindustry, Abbey Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abbey Bank Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Abbey Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Abbey Bank's Cyclically Adjusted PS Ratio falls into.
Abbey Bank Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Abbey Bank's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 28.52 mean?
Abbey Bank (NSA:ABBEYBANK) has a Cyclically Adjusted PS Ratio of 28.52 as of Sep. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Abbey Bank and its competitors. This is 11% below median its historical median of 32.04. Over the past decade, Abbey Bank's Cyclically Adjusted PS Ratio has ranged from 20.00 to 55.37. According to the industry distribution chart, Abbey Bank ranks #1298 out of 1301 companies in the Banks industry, placing it in the top 99.8%.
Is Abbey Bank's Cyclically Adjusted PS Ratio too high?
Abbey Bank's current Cyclically Adjusted PS Ratio of 28.52 is 11% below median its 10-year median of 32.04. Over the past 10 years, this metric has ranged from a low of 20.00 to a high of 55.37. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Abbey Bank's value of 28.52 is 731.5% above this industry median. Based on the distribution chart, Abbey Bank ranks #1298 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abbey Bank has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Bank's Cyclically Adjusted PS Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Abbey Bank ranks #1298 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Abbey Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Abbey Bank's value of 28.52 is 731.5% above this benchmark. Historically, Abbey Bank's own Cyclically Adjusted PS Ratio has ranged from 20.00 to 55.37 over the past decade. While the company's 10-year median is 32.04 vs. the industry median of 3.43, Abbey Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abbey Bank's current Cyclically Adjusted PS Ratio of 28.52 is 731.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Abbey Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abbey Bank's current Cyclically Adjusted PS Ratio is 28.52, which is 11% below median its own 10-year median of 32.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.74, compared to a current price of ₦7.70 — trading 34.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 28.52, which is 11% below median its 10-year median of 32.04 and 731.5% above the Banks industry median of 3.43. Abbey Bank's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Abbey Bank (NSA:ABBEYBANK), the current Cyclically Adjusted PS Ratio is 28.52 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abbey Bank (NSA:ABBEYBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Abbey Bank stock appears to be overvalued.
The current stock price of ₦7.70 is trading 34.1% above its estimated GF Value™ of ₦5.74.
GuruFocus considers Abbey Bank to be Significantly Overvalued.
Key valuation signals for NSA:ABBEYBANK:
Cyclically Adjusted PS Ratio: 28.52 (11% below median its 10-year median of 32.04)
GF Value™: ₦5.74 vs. price of ₦7.70 (34.1% above fair value)
Industry Position: 731.5% above the Banks median (#1298 of 1301)
No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
36GF Score
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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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