Abbey Mortgage Bank (NSA:ABBEYBANK) FCF Yield %: -11.23 (As of Jul. 21, 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:ABBEYBANK Abbey Mortgage Bank PLC NSA:ABBEYBANK
35 GF Score
Price ₦9.10
GF Value ₦5.61
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Abbey Mortgage Bank FCF Yield %?

Abbey Mortgage Bank NSA:ABBEYBANK -9.00% 35 FCF Yield % is -11.23 as of Jul. 21, 2026. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 35/100 and a GF Value™ of ₦5.61 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Abbey Mortgage Bank ranks worse than 83.09% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Abbey Mortgage Bank's Trailing 12-Month Free Cash Flow is ₦-13,822 Mil, and Market Cap is ₦122,980 Mil. Therefore, Abbey Mortgage Bank's FCF Yield % for today is -11.23%.

The historical rank and industry rank for Abbey Mortgage Bank's FCF Yield % or its related term are showing as below:

NSA:ABBEYBANK' s FCF Yield % Range Over the Past 10 Years
Min: -86.81   Med: -5.02   Max: 98.32
Current: -11.23


During the past 10 years, the highest FCF Yield % of Abbey Mortgage Bank was 98.32%. The lowest was -86.81%. And the median was -5.02%.

NSA:ABBEYBANK's FCF Yield % is ranked worse than
83.09% of 1502 companies
in the Banks industry
Industry Median: 8.14 vs NSA:ABBEYBANK: -11.23

Abbey Mortgage Bank's FCF Margin % for the quarter that ended in Dec. 2025 was -224.68%.


Abbey Mortgage Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Abbey Mortgage Bank FCF Yield % Related Terms


Abbey Mortgage Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Abbey Mortgage Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abbey Mortgage Bank FCF Yield % Chart

Abbey Mortgage Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 68.01 28.84 -86.03 -34.34 -16.51

Abbey Mortgage Bank Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only 68.01 28.84 -86.03 -34.34 -16.51

NSA:ABBEYBANK vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Abbey Mortgage Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abbey Mortgage Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Abbey Mortgage Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Abbey Mortgage Bank's FCF Yield % falls into.


NSA:ABBEYBANK
35GF Score
Abbey Mortgage Bank PLC NSA:ABBEYBANK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abbey Mortgage Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Abbey Mortgage Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-13821.561 / 83731.2
=-16.51%

Abbey Mortgage Bank's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-13821.561 * 1 / 83731.2
=-16.51%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -11.23 mean?
Abbey Mortgage Bank (NSA:ABBEYBANK) has a FCF Yield % of -11.23 as of Jul. 21, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Abbey Mortgage Bank and its competitors. According to the industry distribution chart, Abbey Mortgage Bank ranks #1248 out of 1502 companies in the Banks industry, placing it in the top 83.1%.
Is Abbey Mortgage Bank's FCF Yield % too high?
Abbey Mortgage Bank's current FCF Yield % is -11.23. Based on the distribution chart, Abbey Mortgage Bank ranks #1248 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abbey Mortgage Bank has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Mortgage Bank's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Abbey Mortgage Bank ranks #1248 out of 1502 companies for FCF Yield %. This places Abbey Mortgage Bank in the lower half of its industry. The industry median FCF Yield % is 8.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Abbey Mortgage Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abbey Mortgage Bank's current FCF Yield % is -11.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Mortgage Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.61, compared to a current price of ₦9.10 — trading 62.2% above its estimated fair value. The current FCF Yield % is -11.23. Abbey Mortgage Bank's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Abbey Mortgage Bank (NSA:ABBEYBANK), the current FCF Yield % is -11.23 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abbey Mortgage Bank (NSA:ABBEYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Abbey Mortgage Bank stock appears to be overvalued. The current stock price of ₦9.10 is trading 62.2% above its estimated GF Value™ of ₦5.61. GuruFocus considers Abbey Mortgage Bank to be Significantly Overvalued.

Key valuation signals for NSA:ABBEYBANK:

  • FCF Yield %: -11.23
  • GF Value™: ₦5.61 vs. price of ₦9.10 (62.2% above fair value)
  • GF Score™: 35/100 with 4 warning signs

No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abbey Mortgage Bank Business Description

Address No 23, Karimu Kotun Street, Victoria Island, Lagos, NGA
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
35GF Score

Get the complete analysis for NSA:ABBEYBANK

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦9.10
Price
₦5.61
GF Value