Abbey Bank (NSA:ABBEYBANK) Enterprise Value: ₦70,426 Mil (As of Sep. 06, 2026) ***

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NSA:ABBEYBANK Abbey Bank PLC NSA:ABBEYBANK
36 GF Score
Price ₦7.70
GF Value ₦5.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Abbey Bank Enterprise Value?

Abbey Bank NSA:ABBEYBANK +10.00% 36 Enterprise Value is ₦70,426 Mil as of Sep. 06, 2026. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 36/100 and a GF Value™ of ₦5.74 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Abbey Bank's Enterprise Value is ₦70,426 Mil. Abbey Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was ₦6,152 Mil. Therefore, Abbey Bank's EV-to-Revenue ratio for today is 11.45.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Abbey Bank's Enterprise Value is ₦70,426 Mil. Abbey Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was ₦-13,129 Mil. Therefore, Abbey Bank's EV-to-OCF ratio for today is -5.36.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Abbey Bank's Enterprise Value is ₦70,426 Mil. Abbey Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₦-13,822 Mil. Therefore, Abbey Bank's EV-to-FCF ratio for today is -5.10.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Abbey Bank  (NSA:ABBEYBANK) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Abbey Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=70425.895/6151.665
=11.45

Abbey Bank's current Enterprise Value is ₦70,426 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Abbey Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was ₦6,152 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Abbey Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=70425.895/-13129.087
=-5.36

Abbey Bank's current Enterprise Value is ₦70,426 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Abbey Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was ₦-13,129 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Abbey Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=70425.895/-13821.561
=-5.10

Abbey Bank's current Enterprise Value is ₦70,426 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Abbey Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₦-13,822 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Abbey Bank Enterprise Value Related Terms


Abbey Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Abbey Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abbey Bank Enterprise Value Chart

Abbey Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -14,068.70 -10,892.50 13,295.61 20,828.50 53,418.00

Abbey Bank Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only -14,068.70 -10,892.50 13,295.61 20,828.50 53,418.00

NSA:ABBEYBANK vs USB, PNC: Enterprise Value Comparison

For the Banks - Regional subindustry, Abbey Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abbey Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Abbey Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Abbey Bank's Enterprise Value falls into.


NSA:ABBEYBANK
36GF Score
Abbey Bank PLC NSA:ABBEYBANK
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abbey Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Abbey Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Abbey Bank's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₦70,426 Mil mean?
Abbey Bank (NSA:ABBEYBANK) has a Enterprise Value of ₦70,426 Mil as of Sep. 06, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Abbey Bank and its competitors.
Is Abbey Bank's Enterprise Value too high?
Abbey Bank's current Enterprise Value is ₦70,426 Mil. Overall, Abbey Bank has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Bank's Enterprise Value compare to USB and PNC?
Abbey Bank's Enterprise Value of ₦70,426 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Abbey Bank and its competitors. Abbey Bank's current Enterprise Value is ₦70,426 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.74, compared to a current price of ₦7.70 — trading 34.1% above its estimated fair value. The current Enterprise Value is ₦70,426 Mil. Abbey Bank's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Abbey Bank (NSA:ABBEYBANK), the current Enterprise Value is ₦70,426 Mil as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abbey Bank (NSA:ABBEYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Abbey Bank stock appears to be overvalued. The current stock price of ₦7.70 is trading 34.1% above its estimated GF Value™ of ₦5.74. GuruFocus considers Abbey Bank to be Significantly Overvalued.

Key valuation signals for NSA:ABBEYBANK:

  • Enterprise Value: ₦70,426 Mil
  • GF Value™: ₦5.74 vs. price of ₦7.70 (34.1% above fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abbey Bank Business Description

Address No 23, Karimu Kotun Street, Victoria Island, Lagos, NGA
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
36GF Score

Get the complete analysis for NSA:ABBEYBANK

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.70
Price
₦5.74
GF Value