Abbey Bank (NSA:ABBEYBANK) EPS (Diluted): ₦0.21 (TTM As of Dec. 2025)

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NSA:ABBEYBANK Abbey Bank PLC NSA:ABBEYBANK
36 GF Score
Price ₦7.70
GF Value ₦5.74
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Abbey Bank EPS (Diluted)?

Abbey Bank NSA:ABBEYBANK +10.00% 36 EPS (Diluted) is ₦0.21 as of Dec. 2025. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 36/100 and a GF Value™ of ₦5.74 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Abbey Bank's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was ₦0.21. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.21.

Abbey Bank's EPS (Basic) for the six months ended in Dec. 2025 was ₦0.21. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.21.

Abbey Bank's EPS without NRI for the six months ended in Dec. 2025 was ₦0.21. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.21.

During the past 12 months, Abbey Bank's average EPS without NRIGrowth Rate was 93.60% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 53.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 10 years, Abbey Bank's highest 3-Year average EPS without NRI Growth Rate was 53.40% per year. The lowest was -205.80% per year. And the median was 20.10% per year.

Abbey Bank  (NSA:ABBEYBANK) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Abbey Bank EPS (Diluted) Related Terms

Abbey Bank EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Abbey Bank's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abbey Bank EPS (Diluted) Chart

Abbey Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.06 0.07 0.11 0.21

Abbey Bank Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.06 0.07 0.11 0.21

NSA:ABBEYBANK vs USB, PNC: EPS (Diluted) Comparison

For the Banks - Regional subindustry, Abbey Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Abbey Bank PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Abbey Bank's PE Ratio distribution charts can be found below:

* The bar in red indicates where Abbey Bank's PE Ratio falls into.


NSA:ABBEYBANK
36GF Score
Abbey Bank PLC NSA:ABBEYBANK
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abbey Bank EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Abbey Bank's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(2164.91-0)/10153.846
=0.21

Abbey Bank's Diluted EPS for the quarter that ended in Dec. 2025 is calculated as

Diluted EPS (Q: Dec. 2025 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(2164.91-0)/10153.846
=0.21

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of ₦0.21 mean?
Abbey Bank (NSA:ABBEYBANK) has a EPS (Diluted) of ₦0.21 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Abbey Bank and its competitors.
Is Abbey Bank's EPS (Diluted) too high?
Abbey Bank's current EPS (Diluted) is ₦0.21. Overall, Abbey Bank has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Bank's EPS (Diluted) compare to USB and PNC?
Abbey Bank's EPS (Diluted) of ₦0.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Abbey Bank and its competitors. Abbey Bank's current EPS (Diluted) is ₦0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.74, compared to a current price of ₦7.70 — trading 34.1% above its estimated fair value. The current EPS (Diluted) is ₦0.21. Abbey Bank's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Abbey Bank (NSA:ABBEYBANK), the current EPS (Diluted) is ₦0.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abbey Bank (NSA:ABBEYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Abbey Bank stock appears to be overvalued. The current stock price of ₦7.70 is trading 34.1% above its estimated GF Value™ of ₦5.74. GuruFocus considers Abbey Bank to be Significantly Overvalued.

Key valuation signals for NSA:ABBEYBANK:

  • EPS (Diluted): ₦0.21
  • GF Value™: ₦5.74 vs. price of ₦7.70 (34.1% above fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Abbey Bank Business Description

Address No 23, Karimu Kotun Street, Victoria Island, Lagos, NGA
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
36GF Score

Get the complete analysis for NSA:ABBEYBANK

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.70
Price
₦5.74
GF Value