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The historical data trend for Abbey Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:ABBEYBANK vs USB, PNC: OCF Margin % Comparison
For the Banks - Regional subindustry, Abbey Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abbey Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Abbey Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Abbey Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abbey Bank (NSA:ABBEYBANK) has a OCF Margin % of -213.42% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Abbey Bank and its competitors. According to the industry distribution chart, Abbey Bank ranks #1444 out of 1486 companies in the Banks industry, placing it in the top 97.2%.
Is Abbey Bank's OCF Margin % too high?
Abbey Bank's current OCF Margin % is -213.42%. Based on the distribution chart, Abbey Bank ranks #1444 out of 1486 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abbey Bank has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Bank's OCF Margin % compare to USB and PNC?
According to the Banks industry distribution chart, Abbey Bank ranks #1444 out of 1486 companies for OCF Margin %. This places Abbey Bank in the lower half of its industry. The industry median OCF Margin % is 30.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.88, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Abbey Bank and its competitors. For the Banks industry, the median OCF Margin % is 30.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abbey Bank's current OCF Margin % is -213.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.75, compared to a current price of ₦7.70 — trading 33.9% above its estimated fair value. The current OCF Margin % is -213.42%. Abbey Bank's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Abbey Bank (NSA:ABBEYBANK), the current OCF Margin % is -213.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abbey Bank (NSA:ABBEYBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Abbey Bank stock appears to be overvalued.
The current stock price of ₦7.70 is trading 33.9% above its estimated GF Value™ of ₦5.75.
GuruFocus considers Abbey Bank to be Significantly Overvalued.
Key valuation signals for NSA:ABBEYBANK:
OCF Margin %: -213.42%
GF Value™: ₦5.75 vs. price of ₦7.70 (33.9% above fair value)
No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
36GF Score
Get the complete analysis for NSA:ABBEYBANK
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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