Abbey Mortgage Bank (NSA:ABBEYBANK) OCF Margin %: -213.42% (As of Dec. 2025)

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NSA:ABBEYBANK Abbey Mortgage Bank PLC NSA:ABBEYBANK
35 GF Score
Price ₦9.40
GF Value ₦5.62
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Abbey Mortgage Bank OCF Margin %?

Abbey Mortgage Bank NSA:ABBEYBANK +3.30% 35 OCF Margin % is -213.42% as of Dec. 2025. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 35/100 and a GF Value™ of ₦5.62 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,498 Banks companies, Abbey Mortgage Bank ranks worse than 96.93% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Abbey Mortgage Bank's Cash Flow from Operations for the six months ended in Dec. 2025 was ₦-13,129 Mil. Abbey Mortgage Bank's Revenue for the six months ended in Dec. 2025 was ₦6,152 Mil. Therefore, Abbey Mortgage Bank's OCF Margin % for the quarter that ended in Dec. 2025 was -213.42%.

As of today, Abbey Mortgage Bank's current OCF Yield % is -10.04%.

The historical rank and industry rank for Abbey Mortgage Bank's OCF Margin % or its related term are showing as below:

NSA:ABBEYBANK' s OCF Margin % Range Over the Past 10 Years
Min: -601.12   Med: -33.79   Max: 495.81
Current: -213.42


During the past 10 years, the highest OCF Margin % of Abbey Mortgage Bank was 495.81%. The lowest was -601.12%. And the median was -33.79%.

NSA:ABBEYBANK's OCF Margin % is ranked worse than
96.93% of 1498 companies
in the Banks industry
Industry Median: 29.53 vs NSA:ABBEYBANK: -213.42


Abbey Mortgage Bank OCF Margin % Related Terms


Abbey Mortgage Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Abbey Mortgage Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abbey Mortgage Bank OCF Margin % Chart

Abbey Mortgage Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 364.13 183.15 -601.12 -263.98 -213.42

Abbey Mortgage Bank Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only 364.13 183.15 -601.12 -263.98 -213.42

NSA:ABBEYBANK vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Abbey Mortgage Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abbey Mortgage Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Abbey Mortgage Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Abbey Mortgage Bank's OCF Margin % falls into.


NSA:ABBEYBANK
35GF Score
Abbey Mortgage Bank PLC NSA:ABBEYBANK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Abbey Mortgage Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Abbey Mortgage Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-13129.087/6151.665
=-213.42 %

Abbey Mortgage Bank's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-13129.087/6151.665
=-213.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -213.42% mean?
Abbey Mortgage Bank (NSA:ABBEYBANK) has a OCF Margin % of -213.42% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Abbey Mortgage Bank and its competitors. According to the industry distribution chart, Abbey Mortgage Bank ranks #1452 out of 1498 companies in the Banks industry, placing it in the top 96.9%.
Is Abbey Mortgage Bank's OCF Margin % too high?
Abbey Mortgage Bank's current OCF Margin % is -213.42%. Based on the distribution chart, Abbey Mortgage Bank ranks #1452 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abbey Mortgage Bank has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Mortgage Bank's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Abbey Mortgage Bank ranks #1452 out of 1498 companies for OCF Margin %. This places Abbey Mortgage Bank in the lower half of its industry. The industry median OCF Margin % is 29.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.53, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Abbey Mortgage Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abbey Mortgage Bank's current OCF Margin % is -213.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Mortgage Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.62, compared to a current price of ₦9.40 — trading 67.3% above its estimated fair value. The current OCF Margin % is -213.42%. Abbey Mortgage Bank's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Abbey Mortgage Bank (NSA:ABBEYBANK), the current OCF Margin % is -213.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abbey Mortgage Bank (NSA:ABBEYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Abbey Mortgage Bank stock appears to be overvalued. The current stock price of ₦9.40 is trading 67.3% above its estimated GF Value™ of ₦5.62. GuruFocus considers Abbey Mortgage Bank to be Significantly Overvalued.

Key valuation signals for NSA:ABBEYBANK:

  • OCF Margin %: -213.42%
  • GF Value™: ₦5.62 vs. price of ₦9.40 (67.3% above fair value)
  • GF Score™: 35/100 with 4 warning signs

No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abbey Mortgage Bank Business Description

Address No 23, Karimu Kotun Street, Victoria Island, Lagos, NGA
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
35GF Score

Get the complete analysis for NSA:ABBEYBANK

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦9.40
Price
₦5.62
GF Value