Abbey Bank (NSA:ABBEYBANK) Interest Expense: ₦-13,884 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:ABBEYBANK Abbey Bank PLC NSA:ABBEYBANK
36 GF Score
Price ₦7.70
GF Value ₦5.74
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Abbey Bank Interest Expense?

Abbey Bank NSA:ABBEYBANK +10.00% 36 Interest Expense is ₦-13,884 Mil as of Dec. 2025. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 36/100 and a GF Value™ of ₦5.74 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Abbey Bank's interest expense for the six months ended in Dec. 2025 was ₦ -13,884 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was ₦-13,884 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Abbey Bank's Operating Income for the six months ended in Dec. 2025 was ₦ Mil. Abbey Bank's Interest Expense for the six months ended in Dec. 2025 was ₦ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Abbey Bank Interest Expense Historical Data

* Premium members only.

The historical data trend for Abbey Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abbey Bank Interest Expense Chart

Abbey Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,683.94 -2,805.41 -4,629.10 -8,557.53 -13,883.74

Abbey Bank Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,683.94 -2,805.41 -4,629.10 -8,557.53 -13,883.74
NSA:ABBEYBANK
36GF Score
Abbey Bank PLC NSA:ABBEYBANK
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abbey Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was ₦-13,884 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₦-13,884 Mil mean?
Abbey Bank (NSA:ABBEYBANK) has a Interest Expense of ₦-13,884 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Abbey Bank and its competitors.
Is Abbey Bank's Interest Expense too high?
Abbey Bank's current Interest Expense is ₦-13,884 Mil. Overall, Abbey Bank has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Bank's Interest Expense compare to USB and PNC?
Abbey Bank's Interest Expense of ₦-13,884 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Abbey Bank and its competitors. Abbey Bank's current Interest Expense is ₦-13,884 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.74, compared to a current price of ₦7.70 — trading 34.1% above its estimated fair value. The current Interest Expense is ₦-13,884 Mil. Abbey Bank's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Abbey Bank (NSA:ABBEYBANK), the current Interest Expense is ₦-13,884 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abbey Bank (NSA:ABBEYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Abbey Bank stock appears to be overvalued. The current stock price of ₦7.70 is trading 34.1% above its estimated GF Value™ of ₦5.74. GuruFocus considers Abbey Bank to be Significantly Overvalued.

Key valuation signals for NSA:ABBEYBANK:

  • Interest Expense: ₦-13,884 Mil
  • GF Value™: ₦5.74 vs. price of ₦7.70 (34.1% above fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Abbey Bank Business Description

Address No 23, Karimu Kotun Street, Victoria Island, Lagos, NGA
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
36GF Score

Get the complete analysis for NSA:ABBEYBANK

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.70
Price
₦5.74
GF Value