Abbey Bank (NSA:ABBEYBANK) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:ABBEYBANK Abbey Bank PLC NSA:ABBEYBANK
36 GF Score
Price ₦7.70
GF Value ₦5.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Abbey Bank ROC (Joel Greenblatt) %?

Abbey Bank NSA:ABBEYBANK +10.00% 36 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates NSA:ABBEYBANK with a GF Score™ of 36/100 and a GF Value™ of ₦5.74 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 47 Banks companies, Abbey Bank ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NSA:ABBEYBANK
36GF Score
Abbey Bank PLC NSA:ABBEYBANK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Abbey Bank (NSA:ABBEYBANK) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Abbey Bank and its competitors. According to the industry distribution chart, Abbey Bank ranks #999999 out of 47 companies in the Banks industry.
Is Abbey Bank's ROC (Joel Greenblatt) % too high?
Abbey Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Abbey Bank ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abbey Bank has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abbey Bank's ROC (Joel Greenblatt) % compare to USB and PNC?
According to the Banks industry distribution chart, Abbey Bank ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Abbey Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 50.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 50.71, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Abbey Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 50.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abbey Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abbey Bank stock overvalued right now?
Based on GuruFocus' analysis, Abbey Bank (NSA:ABBEYBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.74, compared to a current price of ₦7.70 — trading 34.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Abbey Bank's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Abbey Bank (NSA:ABBEYBANK), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abbey Bank (NSA:ABBEYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Abbey Bank stock appears to be overvalued. The current stock price of ₦7.70 is trading 34.1% above its estimated GF Value™ of ₦5.74. GuruFocus considers Abbey Bank to be Significantly Overvalued.

Key valuation signals for NSA:ABBEYBANK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₦5.74 vs. price of ₦7.70 (34.1% above fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the NSA:ABBEYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Abbey Bank Business Description

Address No 23, Karimu Kotun Street, Victoria Island, Lagos, NGA
Abbey Mortgage Bank PLC provides loan, mortgage, and banking services to corporate and individual customers. The Bank's operations are geographically divided into two segments based on its operations within northern and southern Nigeria The company offers a savings account, deposits, fund management services, personal loans, real estate and mortgage services, and construction financing, among others.
36GF Score

Get the complete analysis for NSA:ABBEYBANK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.70
Price
₦5.74
GF Value