Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Richmond Mutual Bancorp's book value per share for the quarter that ended in Jun. 2026 was $15.16.
During the past 12 months, Richmond Mutual Bancorp's average Book Value Per Share Growth Rate was 10.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Richmond Mutual Bancorp was 32.50% per year. The lowest was -6.80% per year. And the median was 3.50% per year.
Richmond Mutual Bancorp (NAS:RMBI) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Richmond Mutual Bancorp Book Value per Share Related Terms
Richmond Mutual Bancorp Book Value per Share Historical Data
* Premium members only.
The historical data trend for Richmond Mutual Bancorp's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Richmond Mutual Bancorp Book Value per Share Chart
RMBI vs FFBB, FFMH, VABK: Book Value per Share Comparison
For the Banks - Regional subindustry, Richmond Mutual Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Richmond Mutual Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Richmond Mutual Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Richmond Mutual Bancorp's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Richmond Mutual Bancorp (RMBI) has a Book Value per Share of $15.16 as of Jun. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Richmond Mutual Bancorp and its competitors.
Is Richmond Mutual Bancorp's Book Value per Share too high?
Richmond Mutual Bancorp's current Book Value per Share is $15.16. Overall, Richmond Mutual Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Richmond Mutual Bancorp's Book Value per Share compare to FFBB and FFMH?
Richmond Mutual Bancorp's Book Value per Share of $15.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Richmond Mutual Bancorp and its competitors. Richmond Mutual Bancorp's current Book Value per Share is $15.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richmond Mutual Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Richmond Mutual Bancorp (RMBI) is currently considered Fairly Valued. The stock's GF Value™ is $15.98, compared to a current price of $16.00 — trading 0.1% above its estimated fair value. The current Book Value per Share is $15.16. Richmond Mutual Bancorp's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Richmond Mutual Bancorp (RMBI), the current Book Value per Share is $15.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Richmond Mutual Bancorp (RMBI) Overvalued in 2026?
Based on GuruFocus' analysis, Richmond Mutual Bancorp stock appears to be overvalued.
The current stock price of $16.00 is trading 0.1% above its estimated GF Value™ of $15.98.
GuruFocus considers Richmond Mutual Bancorp to be Fairly Valued.
Key valuation signals for RMBI:
Book Value per Share: $15.16
GF Value™: $15.98 vs. price of $16.00 (0.1% above fair value)
No single metric tells the full story. See the RMBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Richmond Mutual Bancorp Inc is a bank holding company. Along with its subsidiary, it is mainly engaged in attracting deposits from the general public, as well as brokered deposits, and investing those funds in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one- to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans. It also obtains funds by utilizing Federal Home Loan Bank (FHLB) advances. These funds are generally invested in investment securities, including mortgage-backed and mortgage-related securities and agency and municipal bonds. The Group's primary market area includes Wayne and Shelby counties in Indiana and Shelby, Miami, and Franklin counties in Ohio.
64GF Score
Get the complete analysis for RMBI
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RMBI has been successfully added to your 
