RMBI (Richmond Mutual Bancorp) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RMBI Richmond Mutual Bancorp Inc RMBI
64 GF Score
Price $16.00
GF Value $15.98
Valuation Fairly Valued
! 6 Warning Signs
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What is Richmond Mutual Bancorp Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Richmond Mutual Bancorp Quality Rank Related Terms

RMBI
64GF Score
Richmond Mutual Bancorp Inc RMBI
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Richmond Mutual Bancorp (RMBI) Overvalued in 2026?

Based on GuruFocus' analysis, Richmond Mutual Bancorp stock appears to be overvalued. The current stock price of $16.00 is trading 0.1% above its estimated GF Value™ of $15.98. GuruFocus considers Richmond Mutual Bancorp to be Fairly Valued.

Key valuation signals for RMBI:

  • Quality Rank:
  • GF Value™: $15.98 vs. price of $16.00 (0.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the RMBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Richmond Mutual Bancorp Business Description

Address 31 North 9th Street, Richmond, IN, USA, 47374
Richmond Mutual Bancorp Inc is a bank holding company. Along with its subsidiary, it is mainly engaged in attracting deposits from the general public, as well as brokered deposits, and investing those funds in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one- to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans. It also obtains funds by utilizing Federal Home Loan Bank (FHLB) advances. These funds are generally invested in investment securities, including mortgage-backed and mortgage-related securities and agency and municipal bonds. The Group's primary market area includes Wayne and Shelby counties in Indiana and Shelby, Miami, and Franklin counties in Ohio.
64GF Score

Get the complete analysis for RMBI

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$15.98
GF Value