RMBI (Richmond Mutual Bancorp) ROC %: % (As of Jun. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RMBI Richmond Mutual Bancorp Inc RMBI
64 GF Score
Price $16.00
GF Value $15.98
Valuation Fairly Valued
! 6 Warning Signs
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What is Richmond Mutual Bancorp ROC %?

Richmond Mutual Bancorp RMBI +1.07% 64 ROC % is % as of Jun. 2026. GuruFocus rates RMBI with a GF Score™ of 64/100 and a GF Value™ of $15.98 (Fairly Valued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

RMBI
64GF Score
Richmond Mutual Bancorp Inc RMBI
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Richmond Mutual Bancorp (RMBI) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Richmond Mutual Bancorp and its competitors.
Is Richmond Mutual Bancorp's ROC % too high?
Richmond Mutual Bancorp's current ROC % is %. Overall, Richmond Mutual Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Richmond Mutual Bancorp's ROC % compare to FFBB and FFMH?
Richmond Mutual Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.55, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Richmond Mutual Bancorp and its competitors. For the Banks industry, the median ROC % is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Richmond Mutual Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richmond Mutual Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Richmond Mutual Bancorp (RMBI) is currently considered Fairly Valued. The stock's GF Value™ is $15.98, compared to a current price of $16.00 — trading 0.1% above its estimated fair value. The current ROC % is %. Richmond Mutual Bancorp's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Richmond Mutual Bancorp (RMBI), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Richmond Mutual Bancorp (RMBI) Overvalued in 2026?

Based on GuruFocus' analysis, Richmond Mutual Bancorp stock appears to be overvalued. The current stock price of $16.00 is trading 0.1% above its estimated GF Value™ of $15.98. GuruFocus considers Richmond Mutual Bancorp to be Fairly Valued.

Key valuation signals for RMBI:

  • ROC %: %
  • GF Value™: $15.98 vs. price of $16.00 (0.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the RMBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Richmond Mutual Bancorp Business Description

Address 31 North 9th Street, Richmond, IN, USA, 47374
Richmond Mutual Bancorp Inc is a bank holding company. Along with its subsidiary, it is mainly engaged in attracting deposits from the general public, as well as brokered deposits, and investing those funds in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one- to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans. It also obtains funds by utilizing Federal Home Loan Bank (FHLB) advances. These funds are generally invested in investment securities, including mortgage-backed and mortgage-related securities and agency and municipal bonds. The Group's primary market area includes Wayne and Shelby counties in Indiana and Shelby, Miami, and Franklin counties in Ohio.
64GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$15.98
GF Value