RMBI (Richmond Mutual Bancorp) 3-Month Share Buyback Ratio: -0.03% (As of Jun. 2026 )

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Director of Data and Quant Analytics at GuruFocus
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RMBI Richmond Mutual Bancorp Inc RMBI
64 GF Score
Price $16.00
GF Value $15.98
Valuation Fairly Valued
! 6 Warning Signs
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What is Richmond Mutual Bancorp 3-Month Share Buyback Ratio?

Richmond Mutual Bancorp RMBI +1.07% 64 3-Month Share Buyback Ratio is -0.03 as of Jun. 2026. GuruFocus rates RMBI with a GF Score™ of 64/100 and a GF Value™ of $15.98 (Fairly Valued). The stock has 6 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Richmond Mutual Bancorp's current 3-Month Share Buyback Ratio was -0.03%.


Richmond Mutual Bancorp  (NAS:RMBI) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Richmond Mutual Bancorp 3-Month Share Buyback Ratio Related Terms


RMBI vs FFBB, FFMH, VABK: 3-Month Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Richmond Mutual Bancorp's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Richmond Mutual Bancorp 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Richmond Mutual Bancorp's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Richmond Mutual Bancorp's 3-Month Share Buyback Ratio falls into.


RMBI
64GF Score
Richmond Mutual Bancorp Inc RMBI
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Richmond Mutual Bancorp 3-Month Share Buyback Ratio Calculation

Richmond Mutual Bancorp's 3-Month Share Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2026 ) - Shares Outstanding (EOP) (Jun. 2026 )) / Shares Outstanding (EOP) (Mar. 2026 )
=(9.780 - 9.783) / 9.780
=-0.03%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of -0.03 mean?
Richmond Mutual Bancorp (RMBI) has a 3-Month Share Buyback Ratio of -0.03 as of Jun. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Richmond Mutual Bancorp and its competitors.
Is Richmond Mutual Bancorp's 3-Month Share Buyback Ratio too high?
Richmond Mutual Bancorp's current 3-Month Share Buyback Ratio is -0.03. Overall, Richmond Mutual Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Richmond Mutual Bancorp's 3-Month Share Buyback Ratio compare to FFBB and FFMH?
Richmond Mutual Bancorp's 3-Month Share Buyback Ratio of -0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Richmond Mutual Bancorp and its competitors. Richmond Mutual Bancorp's current 3-Month Share Buyback Ratio is -0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richmond Mutual Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Richmond Mutual Bancorp (RMBI) is currently considered Fairly Valued. The stock's GF Value™ is $15.98, compared to a current price of $16.00 — trading 0.1% above its estimated fair value. The current 3-Month Share Buyback Ratio is -0.03. Richmond Mutual Bancorp's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Richmond Mutual Bancorp (RMBI), the current 3-Month Share Buyback Ratio is -0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Richmond Mutual Bancorp (RMBI) Overvalued in 2026?

Based on GuruFocus' analysis, Richmond Mutual Bancorp stock appears to be overvalued. The current stock price of $16.00 is trading 0.1% above its estimated GF Value™ of $15.98. GuruFocus considers Richmond Mutual Bancorp to be Fairly Valued.

Key valuation signals for RMBI:

  • 3-Month Share Buyback Ratio: -0.03
  • GF Value™: $15.98 vs. price of $16.00 (0.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the RMBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Richmond Mutual Bancorp Business Description

Address 31 North 9th Street, Richmond, IN, USA, 47374
Richmond Mutual Bancorp Inc is a bank holding company. Along with its subsidiary, it is mainly engaged in attracting deposits from the general public, as well as brokered deposits, and investing those funds in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one- to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans. It also obtains funds by utilizing Federal Home Loan Bank (FHLB) advances. These funds are generally invested in investment securities, including mortgage-backed and mortgage-related securities and agency and municipal bonds. The Group's primary market area includes Wayne and Shelby counties in Indiana and Shelby, Miami, and Franklin counties in Ohio.
64GF Score

Get the complete analysis for RMBI

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$15.98
GF Value