RMBI (Richmond Mutual Bancorp) Long-Term Debt: $244.00 Mil (As of Jun. 2026)

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RMBI Richmond Mutual Bancorp Inc RMBI
64 GF Score
Price $16.00
GF Value $15.98
Valuation Fairly Valued
! 6 Warning Signs
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What is Richmond Mutual Bancorp Long-Term Debt?

Richmond Mutual Bancorp RMBI +1.07% 64 Long-Term Debt is $244.00 Mil as of Jun. 2026. GuruFocus rates RMBI with a GF Score™ of 64/100 and a GF Value™ of $15.98 (Fairly Valued). The stock has 6 warning signs investors should review.

Richmond Mutual Bancorp's Long-Term Debt for the quarter that ended in Jun. 2026 was $244.00 Mil.

Richmond Mutual Bancorp's quarterly Long-Term Debt increased from Dec. 2025 ($252.00 Mil) to Mar. 2026 ($256.00 Mil) but then declined from Mar. 2026 ($256.00 Mil) to Jun. 2026 ($244.00 Mil).

Richmond Mutual Bancorp's annual Long-Term Debt declined from Dec. 2023 ($271.00 Mil) to Dec. 2024 ($265.00 Mil) and declined from Dec. 2024 ($265.00 Mil) to Dec. 2025 ($252.00 Mil).

Richmond Mutual Bancorp  (NAS:RMBI) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Richmond Mutual Bancorp Long-Term Debt Related Terms

Richmond Mutual Bancorp Long-Term Debt Historical Data

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The historical data trend for Richmond Mutual Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Richmond Mutual Bancorp Long-Term Debt Chart

Richmond Mutual Bancorp Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only 180.00 180.00 271.00 265.00 252.00

Richmond Mutual Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 267.00 254.00 252.00 256.00 244.00
RMBI
64GF Score
Richmond Mutual Bancorp Inc RMBI
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $244.00 Mil mean?
Richmond Mutual Bancorp (RMBI) has a Long-Term Debt of $244.00 Mil as of Jun. 2026.
Is Richmond Mutual Bancorp's Long-Term Debt too high?
Richmond Mutual Bancorp's current Long-Term Debt is $244.00 Mil. Overall, Richmond Mutual Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Richmond Mutual Bancorp's Long-Term Debt compare to FFBB and FFMH?
Richmond Mutual Bancorp's Long-Term Debt of $244.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Richmond Mutual Bancorp's current Long-Term Debt is $244.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richmond Mutual Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Richmond Mutual Bancorp (RMBI) is currently considered Fairly Valued. The stock's GF Value™ is $15.98, compared to a current price of $16.00 — trading 0.1% above its estimated fair value. The current Long-Term Debt is $244.00 Mil. Richmond Mutual Bancorp's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Richmond Mutual Bancorp (RMBI), the current Long-Term Debt is $244.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Richmond Mutual Bancorp (RMBI) Overvalued in 2026?

Based on GuruFocus' analysis, Richmond Mutual Bancorp stock appears to be overvalued. The current stock price of $16.00 is trading 0.1% above its estimated GF Value™ of $15.98. GuruFocus considers Richmond Mutual Bancorp to be Fairly Valued.

Key valuation signals for RMBI:

  • Long-Term Debt: $244.00 Mil
  • GF Value™: $15.98 vs. price of $16.00 (0.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the RMBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Richmond Mutual Bancorp Business Description

Address 31 North 9th Street, Richmond, IN, USA, 47374
Richmond Mutual Bancorp Inc is a bank holding company. Along with its subsidiary, it is mainly engaged in attracting deposits from the general public, as well as brokered deposits, and investing those funds in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one- to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans. It also obtains funds by utilizing Federal Home Loan Bank (FHLB) advances. These funds are generally invested in investment securities, including mortgage-backed and mortgage-related securities and agency and municipal bonds. The Group's primary market area includes Wayne and Shelby counties in Indiana and Shelby, Miami, and Franklin counties in Ohio.
64GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$15.98
GF Value