RMBI (Richmond Mutual Bancorp) Cash per Share: $3.84 (As of Jun. 2026)

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RMBI Richmond Mutual Bancorp Inc RMBI
64 GF Score
Price $16.00
GF Value $15.98
Valuation Fairly Valued
! 6 Warning Signs
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What is Richmond Mutual Bancorp Cash per Share?

Richmond Mutual Bancorp RMBI +1.07% 64 Cash per Share is $3.84 as of Jun. 2026. GuruFocus rates RMBI with a GF Score™ of 64/100 and a GF Value™ of $15.98 (Fairly Valued). The stock has 6 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Richmond Mutual Bancorp's Cash per Share for the quarter that ended in Jun. 2026 was $3.84.

Richmond Mutual Bancorp  (NAS:RMBI) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

Richmond Mutual Bancorp Cash per Share Related Terms

Richmond Mutual Bancorp Cash per Share Historical Data

* Premium members only.

The historical data trend for Richmond Mutual Bancorp's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Richmond Mutual Bancorp Cash per Share Chart

Richmond Mutual Bancorp Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash per Share
Get a 7-Day Free Trial Premium Member Only 1.86 1.39 1.95 2.20 3.62

Richmond Mutual Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.86 3.54 3.62 3.85 3.84
RMBI
64GF Score
Richmond Mutual Bancorp Inc RMBI
Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Richmond Mutual Bancorp Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Richmond Mutual Bancorp's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=35.2/9.71
=3.62

Richmond Mutual Bancorp's Cash per Share for the quarter that ended in Jun. 2026 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=37.571/9.78
=3.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash per Share →
What does a Cash per Share of $3.84 mean?
Richmond Mutual Bancorp (RMBI) has a Cash per Share of $3.84 as of Jun. 2026. Cash per share is the per-share value of a company's available cash. View historical data for Richmond Mutual Bancorp and its competitors.
Is Richmond Mutual Bancorp's Cash per Share too high?
Richmond Mutual Bancorp's current Cash per Share is $3.84. Overall, Richmond Mutual Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Richmond Mutual Bancorp's Cash per Share compare to FFBB and FFMH?
Richmond Mutual Bancorp's Cash per Share of $3.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash per Share for a Banks company?
A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash per Share mean?
A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Richmond Mutual Bancorp and its competitors. Richmond Mutual Bancorp's current Cash per Share is $3.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richmond Mutual Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Richmond Mutual Bancorp (RMBI) is currently considered Fairly Valued. The stock's GF Value™ is $15.98, compared to a current price of $16.00 — trading 0.1% above its estimated fair value. The current Cash per Share is $3.84. Richmond Mutual Bancorp's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash per Share calculated?
Cash per Share is calculated from a company's financial statements. For Richmond Mutual Bancorp (RMBI), the current Cash per Share is $3.84 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Richmond Mutual Bancorp (RMBI) Overvalued in 2026?

Based on GuruFocus' analysis, Richmond Mutual Bancorp stock appears to be overvalued. The current stock price of $16.00 is trading 0.1% above its estimated GF Value™ of $15.98. GuruFocus considers Richmond Mutual Bancorp to be Fairly Valued.

Key valuation signals for RMBI:

  • Cash per Share: $3.84
  • GF Value™: $15.98 vs. price of $16.00 (0.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the RMBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Richmond Mutual Bancorp Business Description

Address 31 North 9th Street, Richmond, IN, USA, 47374
Richmond Mutual Bancorp Inc is a bank holding company. Along with its subsidiary, it is mainly engaged in attracting deposits from the general public, as well as brokered deposits, and investing those funds in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one- to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans. It also obtains funds by utilizing Federal Home Loan Bank (FHLB) advances. These funds are generally invested in investment securities, including mortgage-backed and mortgage-related securities and agency and municipal bonds. The Group's primary market area includes Wayne and Shelby counties in Indiana and Shelby, Miami, and Franklin counties in Ohio.
64GF Score

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Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$15.98
GF Value