Velocity Financial's book value per share for the quarter that ended in Mar. 2026 was $17.67.
During the past 12 months, Velocity Financial's average Book Value Per Share Growth Rate was 11.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 10.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Velocity Financial was 16.60% per year. The lowest was 6.50% per year. And the median was 13.50% per year.
Velocity Financial's current price is $17.975. Its book value per share for the quarter that ended in Mar. 2026 was $17.67. Hence, today's PB Ratio of Velocity Financial is 1.02.
During the past 10 years, the highest P/B Ratio of Velocity Financial was 1.79. The lowest was 0.20. And the median was 1.08.
Good Sign:
Velocity Financial Inc stock PB Ratio (=1.02) is close to 2-year low of 0.96.
Velocity Financial (NYSE:VEL) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Velocity Financial Book Value per Share Related Terms
Velocity Financial Book Value per Share Historical Data
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The historical data trend for Velocity Financial's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VEL vs UWMC, LDI, BETR: Book Value per Share Comparison
For the Mortgage Finance subindustry, Velocity Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Velocity Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Velocity Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Velocity Financial's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Velocity Financial (VEL) has a Book Value per Share of $17.67 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Velocity Financial and its competitors.
Is Velocity Financial's Book Value per Share too high?
Velocity Financial's current Book Value per Share is $17.67. Overall, Velocity Financial has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Velocity Financial's Book Value per Share compare to UWMC and LDI?
Velocity Financial's Book Value per Share of $17.67 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Velocity Financial and its competitors. Velocity Financial's current Book Value per Share is $17.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Velocity Financial stock overvalued right now?
Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Significantly Undervalued. The stock's GF Value™ is $25.97, compared to a current price of $17.98 — trading 30.8% below its estimated fair value. The current Book Value per Share is $17.67. Velocity Financial's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Velocity Financial (VEL), the current Book Value per Share is $17.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Velocity Financial (VEL) Overvalued in 2026?
Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued.
The current stock price of $17.98 is trading 30.8% below its estimated GF Value™ of $25.97.
GuruFocus considers Velocity Financial to be Significantly Undervalued.
Key valuation signals for VEL:
Book Value per Share: $17.67
GF Value™: $25.97 vs. price of $17.98 (30.8% below fair value)
No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
68GF Score
Get the complete analysis for VEL
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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