VEL (Velocity Financial) Growth Rank: 5 (As of Jul. 10, 2026) — 150% Above Median


VEL Velocity Financial Inc VEL
68 GF Score
Price $17.27
GF Value $25.55
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Velocity Financial Growth Rank?

Velocity Financial VEL -1.88% 68 Growth Rank is 5 as of Jul. 10, 2026, which is 150% above its 10-year median of 2.00. GuruFocus rates VEL with a GF Score™ of 68/100 and a GF Value™ of $25.55 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Velocity Financial has the Growth Rank of 5.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Velocity Financial Growth Rank Related Terms

VEL vs UWMC, LDI, BETR: Growth Rank Comparison

For the Mortgage Finance subindustry, Velocity Financial's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Velocity Financial Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Velocity Financial's Growth Rank distribution charts can be found below:

* The bar in red indicates where Velocity Financial's Growth Rank falls into.


VEL
68GF Score
Velocity Financial Inc VEL
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 5 mean?
Velocity Financial (VEL) has a Growth Rank of 5 as of Jul. 10, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Velocity Financial and its competitors. This is 150% above median its historical median of 2.00. Over the past decade, Velocity Financial's Growth Rank has ranged from 1.00 to 9.00.
Is Velocity Financial's Growth Rank too high?
Velocity Financial's current Growth Rank of 5 is 150% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Velocity Financial has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Velocity Financial's Growth Rank compare to UWMC and LDI?
Velocity Financial's Growth Rank of 5 can be compared against companies in the Banks industry. Historically, Velocity Financial's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Velocity Financial and its competitors. Velocity Financial's current Growth Rank is 5, which is 150% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Velocity Financial stock overvalued right now?
Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Significantly Undervalued. The stock's GF Value™ is $25.55, compared to a current price of $17.27 — trading 32.4% below its estimated fair value. The current Growth Rank is 5, which is 150% above median its 10-year median of 2.00. Velocity Financial's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Velocity Financial (VEL), the current Growth Rank is 5 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Velocity Financial (VEL) Overvalued in 2026?

Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued. The current stock price of $17.27 is trading 32.4% below its estimated GF Value™ of $25.55. GuruFocus considers Velocity Financial to be Significantly Undervalued.

Key valuation signals for VEL:

  • Growth Rank: 5 (150% above median its 10-year median of 2.00)
  • GF Value™: $25.55 vs. price of $17.27 (32.4% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Velocity Financial Business Description

Address 2945 Townsgate Road, Suite 110, Westlake Village, CA, USA, 91361
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
68GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.27
Price
$25.55
GF Value