VEL (Velocity Financial) Quality Rank


VEL Velocity Financial Inc VEL
68 GF Score
Price $18.22
GF Value $25.97
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Velocity Financial Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Velocity Financial Quality Rank Related Terms

VEL
68GF Score
Velocity Financial Inc VEL
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Velocity Financial (VEL) Overvalued in 2026?

Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued. The current stock price of $18.22 is trading 29.8% below its estimated GF Value™ of $25.97. GuruFocus considers Velocity Financial to be Significantly Undervalued.

Key valuation signals for VEL:

  • Quality Rank:
  • GF Value™: $25.97 vs. price of $18.22 (29.8% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Velocity Financial Business Description

Address 2945 Townsgate Road, Suite 110, Westlake Village, CA, USA, 91361
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
68GF Score

Get the complete analysis for VEL

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.22
Price
$25.97
GF Value