VEL (Velocity Financial) Tariff Resilience Score: 8/10 (As of Jun. 25, 2026)


VEL Velocity Financial Inc VEL
68 GF Score
Price $17.70
GF Value $25.93
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Velocity Financial Tariff Resilience Score?

Velocity Financial VEL -0.17% 68 Tariff Resilience Score is 8 as of Jun. 25, 2026. GuruFocus rates VEL with a GF Score™ of 68/100 and a GF Value™ of $25.93 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,605 Banks companies, Velocity Financial ranks better than 78.63% on this metric.

Velocity Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Velocity Financial has Velocity Financial, a real estate finance company, has low tariff exposure as its operations are primarily domestic and service-based. The company is insulated from direct tariff impacts, focusing on the US real estate market.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Velocity Financial might have Highly Resilient.

Velocity Financial  (NYSE:VEL) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Velocity Financial Tariff Resilience Score Related Terms

VEL vs LDI, BETR, UWMC: Tariff Resilience Score Comparison

For the Mortgage Finance subindustry, Velocity Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Velocity Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Velocity Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Velocity Financial's Tariff Resilience Score falls into.


VEL
68GF Score
Velocity Financial Inc VEL
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Velocity Financial (VEL) has a Tariff Resilience Score of 8 as of Jun. 25, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Velocity Financial ranks #343 out of 1605 companies in the Banks industry, placing it in the top 21.4%.
Is Velocity Financial's Tariff Resilience Score too high?
Velocity Financial's current Tariff Resilience Score is 8. Based on the distribution chart, Velocity Financial ranks #343 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Velocity Financial has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Velocity Financial's Tariff Resilience Score compare to LDI and BETR?
According to the Banks industry distribution chart, Velocity Financial ranks #343 out of 1605 companies for Tariff Resilience Score. This places Velocity Financial in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Velocity Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Velocity Financial stock overvalued right now?
Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Significantly Undervalued. The stock's GF Value™ is $25.93, compared to a current price of $17.70 — trading 31.7% below its estimated fair value. The current Tariff Resilience Score is 8. Velocity Financial's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Velocity Financial (VEL), the current Tariff Resilience Score is 8 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Velocity Financial (VEL) Overvalued in 2026?

Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued. The current stock price of $17.70 is trading 31.7% below its estimated GF Value™ of $25.93. GuruFocus considers Velocity Financial to be Significantly Undervalued.

Key valuation signals for VEL:

  • Tariff Resilience Score: 8
  • GF Value™: $25.93 vs. price of $17.70 (31.7% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Velocity Financial Business Description

Address 2945 Townsgate Road, Suite 110, Westlake Village, CA, USA, 91361
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
68GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.70
Price
$25.93
GF Value