VEL (Velocity Financial) 3-Year EBITDA Growth Rate: 0.00% (As of Jun. 2026)

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VEL Velocity Financial Inc VEL
65 GF Score
Price $16.25
GF Value $26.11
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Velocity Financial 3-Year EBITDA Growth Rate?

Velocity Financial VEL +0.62% 65 3-Year EBITDA Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates VEL with a GF Score™ of 65/100 and a GF Value™ of $26.11 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 44 Banks companies, Velocity Financial ranks worse than 2272725% on this metric.

Velocity Financial's EBITDA per Share for the three months ended in Jun. 2026 was $3.76.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

Velocity Financial  (NYSE:VEL) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Velocity Financial 3-Year EBITDA Growth Rate Related Terms

VEL vs LDI, ONIT, BETR: 3-Year EBITDA Growth Rate Comparison

For the Mortgage Finance subindustry, Velocity Financial's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Velocity Financial 3-Year EBITDA Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Velocity Financial's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Velocity Financial's 3-Year EBITDA Growth Rate falls into.


VEL
65GF Score
Velocity Financial Inc VEL
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Velocity Financial 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 0.00% mean?
Velocity Financial (VEL) has a 3-Year EBITDA Growth Rate of 0.00% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Velocity Financial and its competitors. According to the industry distribution chart, Velocity Financial ranks #999999 out of 44 companies in the Banks industry.
Is Velocity Financial's 3-Year EBITDA Growth Rate too high?
Velocity Financial's current 3-Year EBITDA Growth Rate is 0.00%. Based on the distribution chart, Velocity Financial ranks #999999 out of 44 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Velocity Financial has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Velocity Financial's 3-Year EBITDA Growth Rate compare to LDI and ONIT?
According to the Banks industry distribution chart, Velocity Financial ranks #999999 out of 44 companies for 3-Year EBITDA Growth Rate. This places Velocity Financial in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 10.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Banks company?
The median 3-Year EBITDA Growth Rate among Banks companies is 10.30, based on 44 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Velocity Financial and its competitors. For the Banks industry, the median 3-Year EBITDA Growth Rate is 10.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Velocity Financial's current 3-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Velocity Financial stock overvalued right now?
Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Significantly Undervalued. The stock's GF Value™ is $26.11, compared to a current price of $16.25 — trading 37.8% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 0.00%. Velocity Financial's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Velocity Financial (VEL), the current 3-Year EBITDA Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Velocity Financial (VEL) Overvalued in 2026?

Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued. The current stock price of $16.25 is trading 37.8% below its estimated GF Value™ of $26.11. GuruFocus considers Velocity Financial to be Significantly Undervalued.

Key valuation signals for VEL:

  • 3-Year EBITDA Growth Rate: 0.00%
  • GF Value™: $26.11 vs. price of $16.25 (37.8% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Velocity Financial Business Description

Address 2945 Townsgate Road, Suite 110, Westlake Village, CA, USA, 91361
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
65GF Score

Get the complete analysis for VEL

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.25
Price
$26.11
GF Value