VEL (Velocity Financial) Total Stockholders Equity: $693.3 Mil (As of Mar. 2026)


VEL Velocity Financial Inc VEL
65 GF Score
Price $17.27
GF Value $25.46
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Velocity Financial Total Stockholders Equity?

Velocity Financial VEL -1.88% 65 Total Stockholders Equity is $693.3 Mil as of Mar. 2026. GuruFocus rates VEL with a GF Score™ of 65/100 and a GF Value™ of $25.46 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Velocity Financial's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $693.3 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. Velocity Financial's Book Value per Share for the quarter that ended in Mar. 2026 was $17.67. The ratio of a company's debt over equity can be used to measure how leveraged this company is. Velocity Financial's Debt-to-Equity for the quarter that ended in Mar. 2026 was 9.69.

Velocity Financial  (NYSE:VEL) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

Velocity Financial's Book Value per Share for the quarter that ended in Mar. 2026 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(693.348-0)/39.235
=17.67

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

Velocity Financial's Debt-to-Equity for the quarter that ended in Mar. 2026 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(98.009 + 6623.954) / 693.348
=9.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Velocity Financial Total Stockholders Equity Related Terms

Velocity Financial Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for Velocity Financial's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Velocity Financial Total Stockholders Equity Chart

Velocity Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 341.11 376.81 433.44 516.94 672.54

Velocity Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Stockholders Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 563.19 597.90 634.26 672.54 693.35
VEL
65GF Score
Velocity Financial Inc VEL
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Total Stockholders Equity of $693.3 Mil mean?
Velocity Financial (VEL) has a Total Stockholders Equity of $693.3 Mil as of Mar. 2026. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Velocity Financial and its competitors.
Is Velocity Financial's Total Stockholders Equity too high?
Velocity Financial's current Total Stockholders Equity is $693.3 Mil. Overall, Velocity Financial has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Velocity Financial's Total Stockholders Equity compare to UWMC and LDI?
Velocity Financial's Total Stockholders Equity of $693.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Banks company?
A good Total Stockholders Equity depends on the Banks industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Velocity Financial and its competitors. Velocity Financial's current Total Stockholders Equity is $693.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Velocity Financial stock overvalued right now?
Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Significantly Undervalued. The stock's GF Value™ is $25.46, compared to a current price of $17.27 — trading 32.2% below its estimated fair value. The current Total Stockholders Equity is $693.3 Mil. Velocity Financial's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For Velocity Financial (VEL), the current Total Stockholders Equity is $693.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Velocity Financial (VEL) Overvalued in 2026?

Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued. The current stock price of $17.27 is trading 32.2% below its estimated GF Value™ of $25.46. GuruFocus considers Velocity Financial to be Significantly Undervalued.

Key valuation signals for VEL:

  • Total Stockholders Equity: $693.3 Mil
  • GF Value™: $25.46 vs. price of $17.27 (32.2% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Velocity Financial Business Description

Address 2945 Townsgate Road, Suite 110, Westlake Village, CA, USA, 91361
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
65GF Score

Get the complete analysis for VEL

Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.27
Price
$25.46
GF Value