VEL (Velocity Financial) Tax Rate %: 27.78% (As of Mar. 2026)


VEL Velocity Financial Inc VEL
68 GF Score
Price $18.01
GF Value $25.97
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Velocity Financial Tax Rate %?

Velocity Financial VEL -1.15% 68 Tax Rate % is 27.78% as of Mar. 2026. GuruFocus rates VEL with a GF Score™ of 68/100 and a GF Value™ of $25.97 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Velocity Financial's Tax Expense for the three months ended in Mar. 2026 was $8.6 Mil. Velocity Financial's Pre-Tax Income for the three months ended in Mar. 2026 was $30.9 Mil. Therefore, Velocity Financial's Tax Rate % for the quarter that ended in Mar. 2026 was 27.78%.

Velocity Financial Tax Rate % Related Terms

Velocity Financial Tax Rate % Historical Data

* Premium members only.

The historical data trend for Velocity Financial's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Velocity Financial Tax Rate % Chart

Velocity Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.56 27.01 26.48 28.97 28.21

Velocity Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.66 22.85 28.16 30.56 27.78
VEL
68GF Score
Velocity Financial Inc VEL
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Velocity Financial Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Velocity Financial's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=41.257/146.24
=28.21 %

Velocity Financial's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=8.578/30.877
=27.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 27.78% mean?
Velocity Financial (VEL) has a Tax Rate % of 27.78% as of Mar. 2026.
Is Velocity Financial's Tax Rate % too high?
Velocity Financial's current Tax Rate % is 27.78%. Overall, Velocity Financial has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Velocity Financial's Tax Rate % compare to UWMC and LDI?
Velocity Financial's Tax Rate % of 27.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Velocity Financial's current Tax Rate % is 27.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Velocity Financial stock overvalued right now?
Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Significantly Undervalued. The stock's GF Value™ is $25.97, compared to a current price of $18.01 — trading 30.7% below its estimated fair value. The current Tax Rate % is 27.78%. Velocity Financial's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Velocity Financial (VEL), the current Tax Rate % is 27.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Velocity Financial (VEL) Overvalued in 2026?

Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued. The current stock price of $18.01 is trading 30.7% below its estimated GF Value™ of $25.97. GuruFocus considers Velocity Financial to be Significantly Undervalued.

Key valuation signals for VEL:

  • Tax Rate %: 27.78%
  • GF Value™: $25.97 vs. price of $18.01 (30.7% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Velocity Financial Business Description

Address 2945 Townsgate Road, Suite 110, Westlake Village, CA, USA, 91361
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
68GF Score

Get the complete analysis for VEL

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.01
Price
$25.97
GF Value