VEL (Velocity Financial) YoY EPS Growth: 11.76% (As of Mar. 2026)

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VEL Velocity Financial Inc VEL
69 GF Score
Price $17.54
GF Value $24.85
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Velocity Financial YoY EPS Growth?

Velocity Financial VEL +0.17% 69 YoY EPS Growth is 11.76% as of Mar. 2026. GuruFocus rates VEL with a GF Score™ of 69/100 and a GF Value™ of $24.85 (Modestly Undervalued). The stock has 3 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Velocity Financial's YoY EPS Growth for the quarter that ended in Mar. 2026 was 11.76%.

Velocity Financial's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.57.

Velocity Financial YoY EPS Growth Historical Data

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The historical data trend for Velocity Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Velocity Financial YoY EPS Growth Chart

Velocity Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 155.48 9.30 61.70 25.66 43.98

Velocity Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.08 64.29 47.73 56.14 11.76
VEL
69GF Score
Velocity Financial Inc VEL
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Velocity Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Velocity Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(2.75-1.91)/ | 1.91 |
=43.98 %

Velocity Financial's YoY EPS Growth for the quarter that ended in Mar. 2026 is calculated as:

YoY EPS Growth (Q: Mar. 2026 )
=(Earnings per Share (Diluted) (Q: Mar. 2026 )-Earnings per Share (Diluted) (Q: Mar. 2025 )) / | Earnings per Share (Diluted) (Q: Mar. 2025 )) |
=(0.57-0.51)/ | 0.51 |
=11.76 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 11.76% mean?
Velocity Financial (VEL) has a YoY EPS Growth of 11.76% as of Mar. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Velocity Financial and its competitors.
Is Velocity Financial's YoY EPS Growth too high?
Velocity Financial's current YoY EPS Growth is 11.76%. Overall, Velocity Financial has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Velocity Financial's YoY EPS Growth compare to UWMC and LDI?
Velocity Financial's YoY EPS Growth of 11.76% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Velocity Financial and its competitors. Velocity Financial's current YoY EPS Growth is 11.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Velocity Financial stock overvalued right now?
Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Modestly Undervalued. The stock's GF Value™ is $24.85, compared to a current price of $17.54 — trading 29.4% below its estimated fair value. The current YoY EPS Growth is 11.76%. Velocity Financial's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Velocity Financial (VEL), the current YoY EPS Growth is 11.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Velocity Financial (VEL) Overvalued in 2026?

Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued. The current stock price of $17.54 is trading 29.4% below its estimated GF Value™ of $24.85. GuruFocus considers Velocity Financial to be Modestly Undervalued.

Key valuation signals for VEL:

  • YoY EPS Growth: 11.76%
  • GF Value™: $24.85 vs. price of $17.54 (29.4% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Velocity Financial Business Description

Address 2945 Townsgate Road, Suite 110, Westlake Village, CA, USA, 91361
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
69GF Score

Get the complete analysis for VEL

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.54
Price
$24.85
GF Value