VEL (Velocity Financial) 3-Month Share Buyback Ratio: 0.86% (As of Mar. 2026 )


VEL Velocity Financial Inc VEL
65 GF Score
Price $17.27
GF Value $25.46
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Velocity Financial 3-Month Share Buyback Ratio?

Velocity Financial VEL -1.88% 65 3-Month Share Buyback Ratio is 0.86 as of Mar. 2026. GuruFocus rates VEL with a GF Score™ of 65/100 and a GF Value™ of $25.46 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Velocity Financial's current 3-Month Share Buyback Ratio was 0.86%.

Velocity Financial  (NYSE:VEL) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.

Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.

Velocity Financial 3-Month Share Buyback Ratio Related Terms

VEL vs UWMC, LDI, BETR: 3-Month Share Buyback Ratio Comparison

For the Mortgage Finance subindustry, Velocity Financial's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Velocity Financial 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Velocity Financial's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Velocity Financial's 3-Month Share Buyback Ratio falls into.


VEL
65GF Score
Velocity Financial Inc VEL
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Velocity Financial 3-Month Share Buyback Ratio Calculation

Velocity Financial's 3-Month Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Dec. 2025 )
=(39.574 - 39.235) / 39.574
=0.86%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of 0.86 mean?
Velocity Financial (VEL) has a 3-Month Share Buyback Ratio of 0.86 as of Mar. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Velocity Financial and its competitors.
Is Velocity Financial's 3-Month Share Buyback Ratio too high?
Velocity Financial's current 3-Month Share Buyback Ratio is 0.86. Overall, Velocity Financial has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Velocity Financial's 3-Month Share Buyback Ratio compare to UWMC and LDI?
Velocity Financial's 3-Month Share Buyback Ratio of 0.86 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Velocity Financial and its competitors. Velocity Financial's current 3-Month Share Buyback Ratio is 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Velocity Financial stock overvalued right now?
Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Significantly Undervalued. The stock's GF Value™ is $25.46, compared to a current price of $17.27 — trading 32.2% below its estimated fair value. The current 3-Month Share Buyback Ratio is 0.86. Velocity Financial's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Velocity Financial (VEL), the current 3-Month Share Buyback Ratio is 0.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Velocity Financial (VEL) Overvalued in 2026?

Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued. The current stock price of $17.27 is trading 32.2% below its estimated GF Value™ of $25.46. GuruFocus considers Velocity Financial to be Significantly Undervalued.

Key valuation signals for VEL:

  • 3-Month Share Buyback Ratio: 0.86
  • GF Value™: $25.46 vs. price of $17.27 (32.2% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Velocity Financial Business Description

Address 2945 Townsgate Road, Suite 110, Westlake Village, CA, USA, 91361
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
65GF Score

Get the complete analysis for VEL

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.27
Price
$25.46
GF Value