VEL (Velocity Financial) Cash per Share: $2.86 (As of Mar. 2026)

What is Velocity Financial Cash per Share?

Velocity Financial VEL -1.57% 69 Cash per Share is $2.86 as of Mar. 2026. GuruFocus rates VEL with a GF Score™ of 69/100 and a GF Value™ of $25.61 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Velocity Financial's Cash per Share for the quarter that ended in Mar. 2026 was $2.86.

Velocity Financial (NYSE:VEL) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

Velocity Financial Cash per Share Related Terms

Velocity Financial Cash per Share Historical Data

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The historical data trend for Velocity Financial's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Velocity Financial Cash per Share Chart

Velocity Financial Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Cash per Share

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1.12

1.40

1.24

1.49

2.33

Velocity Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Cash per Share	Get a 7-Day Free Trial															1.46	2.08	2.54	2.33	2.86

69GF Score

Velocity Financial Inc VEL

Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.

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Velocity Financial Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Velocity Financial's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	92.103	/	39.6
	=	2.33

Velocity Financial's Cash per Share for the quarter that ended in Mar. 2026 is calculated as:

Cash per Share	=	Balance Sheet Cash And Cash Equivalents	/	Shares Outstanding (EOP)
	=	112.05	/	39.2
	=	2.86

Frequently Asked Questions Learn more about Cash per Share →

What does a Cash per Share of $2.86 mean?

Velocity Financial (VEL) has a Cash per Share of $2.86 as of Mar. 2026. Cash per share is the per-share value of a company's available cash. View historical data for Velocity Financial and its competitors.

Is Velocity Financial's Cash per Share too high?

Velocity Financial's current Cash per Share is $2.86. Overall, Velocity Financial has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Velocity Financial's Cash per Share compare to UWMC and LDI?

Velocity Financial's Cash per Share of $2.86 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Cash per Share for a Banks company?

A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Cash per Share mean?

A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Velocity Financial and its competitors. Velocity Financial's current Cash per Share is $2.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Velocity Financial stock overvalued right now?

Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Significantly Undervalued. The stock's GF Value™ is $25.61, compared to a current price of $17.51 — trading 31.6% below its estimated fair value. The current Cash per Share is $2.86. Velocity Financial's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Cash per Share calculated?

Cash per Share is calculated from a company's financial statements. For Velocity Financial (VEL), the current Cash per Share is $2.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Velocity Financial (VEL) Overvalued in 2026?

Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued. The current stock price of $17.51 is trading 31.6% below its estimated GF Value™ of $25.61. GuruFocus considers Velocity Financial to be Significantly Undervalued.

Key valuation signals for VEL:

Cash per Share: $2.86
GF Value™: $25.61 vs. price of $17.51 (31.6% below fair value)
GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Velocity Financial Business Description

Industry Financial Services Banks

Comparable Companies UWMC LDI BETR ONIT GHI IOR CNF BLNE MMCP PAPL RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING LSE:OSB NSE:AADHARHFC BOM:535789

Address 2945 Townsgate Road, Suite 110, Westlake Village, CA, USA, 91361

Website https://www.velfinance.com

Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.

69GF Score

Get the complete analysis for VEL

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.51

Price

$25.61

GF Value

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