Velocity Financial's ROE % for the quarter that ended in Mar. 2026 was 13.10%. Velocity Financial's PB Ratio for the quarter that ended in Mar. 2026 was 1.02.
Velocity Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.84%.
Velocity Financial ROE % Adjusted to Book Value Related Terms
Velocity Financial ROE % Adjusted to Book Value Historical Data
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The historical data trend for Velocity Financial's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Velocity Financial ROE % Adjusted to Book Value Chart
VEL vs LDI, BETR, UWMC: ROE % Adjusted to Book Value Comparison
For the Mortgage Finance subindustry, Velocity Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Velocity Financial ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Velocity Financial's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Velocity Financial's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 12.84% mean?
Velocity Financial (VEL) has a ROE % Adjusted to Book Value of 12.84% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Velocity Financial and its competitors.
Is Velocity Financial's ROE % Adjusted to Book Value too high?
Velocity Financial's current ROE % Adjusted to Book Value is 12.84%. Overall, Velocity Financial has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Velocity Financial's ROE % Adjusted to Book Value compare to LDI and BETR?
Velocity Financial's ROE % Adjusted to Book Value of 12.84% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Velocity Financial and its competitors. Velocity Financial's current ROE % Adjusted to Book Value is 12.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Velocity Financial stock overvalued right now?
Based on GuruFocus' analysis, Velocity Financial (VEL) is currently considered Significantly Undervalued. The stock's GF Value™ is $25.93, compared to a current price of $17.70 — trading 31.7% below its estimated fair value. The current ROE % Adjusted to Book Value is 12.84%. Velocity Financial's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Velocity Financial (VEL), the current ROE % Adjusted to Book Value is 12.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Velocity Financial (VEL) Overvalued in 2026?
Based on GuruFocus' analysis, Velocity Financial stock appears to be undervalued.
The current stock price of $17.70 is trading 31.7% below its estimated GF Value™ of $25.93.
GuruFocus considers Velocity Financial to be Significantly Undervalued.
Key valuation signals for VEL:
ROE % Adjusted to Book Value: 12.84%
GF Value™: $25.93 vs. price of $17.70 (31.7% below fair value)
No single metric tells the full story. See the VEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
68GF Score
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