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The historical rank and industry rank for Societe Tunisienne de Banque's EV-to-OCF or its related term are showing as below:
XTUN:STB'
s EV-to-OCF Range Over the Past 10 Years
Min: -55.5 Med: -0.92 Max: 4.1
Current: 1.25
During the past 10 years, the highest EV-to-OCF of Societe Tunisienne de Banque was 4.10. The lowest was -55.50. And the median was -0.92.
XTUN:STB's EV-to-OCF is ranked better than 62.04% of 1499
companies
in the Banks industry
Industry Median: 4
vs XTUN:STB: 1.25
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Societe Tunisienne de Banque (XTUN:STB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Societe Tunisienne de Banque's PE Ratio (TTM) for today is calculated as:
Societe Tunisienne de Banque's share price for today is TND6.78.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Societe Tunisienne de Banque's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was TND0.533.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Societe Tunisienne de Banque EV-to-OCF Related Terms
Societe Tunisienne de Banque EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Societe Tunisienne de Banque's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Tunisienne de Banque EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Societe Tunisienne de Banque's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Societe Tunisienne de Banque's EV-to-OCF falls into.
Societe Tunisienne de Banque's current Enterprise Value is TND2,178.9 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Societe Tunisienne de Banque's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2024 was TND1,723.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Tunisienne de Banque (XTUN:STB) has a EV-to-OCF of 1.26 as of Aug. 11, 2026. According to the industry distribution chart, Societe Tunisienne de Banque ranks #569 out of 1499 companies in the Banks industry, placing it in the top 38%.
Is Societe Tunisienne de Banque's EV-to-OCF too high?
Societe Tunisienne de Banque's current EV-to-OCF is 1.26. The Banks industry median EV-to-OCF is 4.00. Societe Tunisienne de Banque's value of 1.26 is 68.5% below this industry median. Based on the distribution chart, Societe Tunisienne de Banque ranks #569 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, Societe Tunisienne de Banque has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Societe Tunisienne de Banque ranks #569 out of 1499 companies for EV-to-OCF. This puts Societe Tunisienne de Banque in the upper half of its industry. The industry median EV-to-OCF is 4.00. Societe Tunisienne de Banque's value of 1.26 is 68.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.00, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Banque's current EV-to-OCF of 1.26 is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Banque's current EV-to-OCF is 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.54, compared to a current price of TND6.78 — trading 91.5% above its estimated fair value. The current EV-to-OCF is 1.26 and 68.5% below the Banks industry median of 4.00. Societe Tunisienne de Banque's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current EV-to-OCF is 1.26 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued.
The current stock price of TND6.78 is trading 91.5% above its estimated GF Value™ of TND3.54.
GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.
Key valuation signals for XTUN:STB:
EV-to-OCF: 1.26
GF Value™: TND3.54 vs. price of TND6.78 (91.5% above fair value)
Industry Position: 68.5% below the Banks median (#569 of 1499)
No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
72GF Score
Get the complete analysis for XTUN:STB
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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