Societe Tunisienne de Banque (XTUN:STB) Moat Score: 0/10 (As of Jul. 01, 2026)


XTUN:STB Societe Tunisienne de Banque SA XTUN:STB
76 GF Score
Price TND5.27
GF Value TND3.59
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Societe Tunisienne de Banque Moat Score?

Societe Tunisienne de Banque has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Societe Tunisienne de Banque has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Societe Tunisienne de Banque might have No Moat - No discernible moat.

Societe Tunisienne de Banque  (XTUN:STB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Societe Tunisienne de Banque Moat Score Related Terms

XTUN:STB
76GF Score
Societe Tunisienne de Banque SA XTUN:STB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued. The current stock price of TND5.27 is trading 46.8% above its estimated GF Value™ of TND3.59. GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.

Key valuation signals for XTUN:STB:

  • Moat Score: 0
  • GF Value™: TND3.59 vs. price of TND5.27 (46.8% above fair value)
  • GF Score™: 76/100 with 8 warning signs

No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Societe Tunisienne de Banque Business Description

Address Rue Hedi Nouira, Tunis, TUN, 1001
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
76GF Score

Get the complete analysis for XTUN:STB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND5.27
Price
TND3.59
GF Value