Societe Tunisienne de Banque (XTUN:STB) 3-1 Month Momentum %: 29.46% (As of Aug. 05, 2026)

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Director of Data and Quant Analytics at GuruFocus
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XTUN:STB Societe Tunisienne de Banque SA XTUN:STB
72 GF Score
Price TND6.59
GF Value TND3.57
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Societe Tunisienne de Banque 3-1 Month Momentum %?

Societe Tunisienne de Banque XTUN:STB +1.70% 72 3-1 Month Momentum % is 29.46% as of Aug. 05, 2026. GuruFocus rates XTUN:STB with a GF Score™ of 72/100 and a GF Value™ of TND3.57 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,577 Banks companies, Societe Tunisienne de Banque ranks better than 97.08% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-05), Societe Tunisienne de Banque's 3-1 Month Momentum % is 29.46%.

The industry rank for Societe Tunisienne de Banque's 3-1 Month Momentum % or its related term are showing as below:

XTUN:STB's 3-1 Month Momentum % is ranked better than
97.08% of 1577 companies
in the Banks industry
Industry Median: 4.17 vs XTUN:STB: 29.46

Societe Tunisienne de Banque  (XTUN:STB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Societe Tunisienne de Banque 3-1 Month Momentum % Related Terms


XTUN:STB vs PNC, USB: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Societe Tunisienne de Banque's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Tunisienne de Banque 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Societe Tunisienne de Banque's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Societe Tunisienne de Banque's 3-1 Month Momentum % falls into.


XTUN:STB
72GF Score
Societe Tunisienne de Banque SA XTUN:STB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Societe Tunisienne de Banque  (XTUN:STB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 29.46% mean?
Societe Tunisienne de Banque (XTUN:STB) has a 3-1 Month Momentum % of 29.46% as of Aug. 05, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Societe Tunisienne de Banque and its competitors. According to the industry distribution chart, Societe Tunisienne de Banque ranks #46 out of 1577 companies in the Banks industry, placing it in the top 2.9%.
Is Societe Tunisienne de Banque's 3-1 Month Momentum % too high?
Societe Tunisienne de Banque's current 3-1 Month Momentum % is 29.46%. The Banks industry median 3-1 Month Momentum % is 4.17. Societe Tunisienne de Banque's value of 29.46% is 606.5% above this industry median. Based on the distribution chart, Societe Tunisienne de Banque ranks #46 out of 1577 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Societe Tunisienne de Banque has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Societe Tunisienne de Banque ranks #46 out of 1577 companies for 3-1 Month Momentum %. This places Societe Tunisienne de Banque in the top 3% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.17. Societe Tunisienne de Banque's value of 29.46% is 606.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.17, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Banque's current 3-1 Month Momentum % of 29.46% is 606.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Societe Tunisienne de Banque and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Banque's current 3-1 Month Momentum % is 29.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.57, compared to a current price of TND6.59 — trading 84.6% above its estimated fair value. The current 3-1 Month Momentum % is 29.46% and 606.5% above the Banks industry median of 4.17. Societe Tunisienne de Banque's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current 3-1 Month Momentum % is 29.46% as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued. The current stock price of TND6.59 is trading 84.6% above its estimated GF Value™ of TND3.57. GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.

Key valuation signals for XTUN:STB:

  • 3-1 Month Momentum %: 29.46%
  • GF Value™: TND3.57 vs. price of TND6.59 (84.6% above fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 606.5% above the Banks median (#46 of 1577)

No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Tunisienne de Banque Business Description

Address Rue Hedi Nouira, Tunis, TUN, 1001
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
72GF Score

Get the complete analysis for XTUN:STB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND6.59
Price
TND3.57
GF Value