Philippinevings Bank (PHS:PSB) Gross Loan: ₱154,423 Mil (As of Jun. 2026)

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PHS:PSB Philippine Savings Bank PHS:PSB
59 GF Score
Price ₱52.00
GF Value ₱58.97
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Philippinevings Bank Gross Loan?

Philippinevings Bank PHS:PSB +0.87% 59 Gross Loan is ₱154,423 Mil as of Jun. 2026. GuruFocus rates PHS:PSB with a GF Score™ of 59/100 and a GF Value™ of ₱58.97 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Philippinevings Bank's Gross Loan for the quarter that ended in Jun. 2026 was ₱154,423 Mil.

Philippinevings Bank's quarterly Gross Loan increased from Dec. 2025 (₱156,787 Mil) to Mar. 2026 (₱156,984 Mil) but then declined from Mar. 2026 (₱156,984 Mil) to Jun. 2026 (₱154,423 Mil).

Philippinevings Bank's annual Gross Loan increased from Dec. 2023 (₱126,851 Mil) to Dec. 2024 (₱145,709 Mil) and increased from Dec. 2024 (₱145,709 Mil) to Dec. 2025 (₱156,787 Mil).

Philippinevings Bank Gross Loan Related Terms

Philippinevings Bank Gross Loan Historical Data

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The historical data trend for Philippinevings Bank's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippinevings Bank Gross Loan Chart

Philippinevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 114,601.67 114,313.71 126,851.23 145,709.07 156,786.59

Philippinevings Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 153,747.06 156,030.47 156,786.59 156,984.34 154,422.94
PHS:PSB
59GF Score
Philippine Savings Bank PHS:PSB
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippinevings Bank Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of ₱154,423 Mil mean?
Philippinevings Bank (PHS:PSB) has a Gross Loan of ₱154,423 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Philippinevings Bank and its competitors.
Is Philippinevings Bank's Gross Loan too high?
Philippinevings Bank's current Gross Loan is ₱154,423 Mil. Overall, Philippinevings Bank has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippinevings Bank's Gross Loan compare to competitors?
Philippinevings Bank's Gross Loan of ₱154,423 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Philippinevings Bank and its competitors. Philippinevings Bank's current Gross Loan is ₱154,423 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippinevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippinevings Bank (PHS:PSB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱58.97, compared to a current price of ₱52.00 — trading 11.8% below its estimated fair value. The current Gross Loan is ₱154,423 Mil. Philippinevings Bank's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Philippinevings Bank (PHS:PSB), the current Gross Loan is ₱154,423 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippinevings Bank (PHS:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippinevings Bank stock appears to be undervalued. The current stock price of ₱52.00 is trading 11.8% below its estimated GF Value™ of ₱58.97. GuruFocus considers Philippinevings Bank to be Modestly Undervalued.

Key valuation signals for PHS:PSB:

  • Gross Loan: ₱154,423 Mil
  • GF Value™: ₱58.97 vs. price of ₱52.00 (11.8% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the PHS:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippinevings Bank Business Description

Address 777 Paseo de Roxas Avenue Corner, Sedeno Street, PSBank Center, Metro Manila, Makati City, PHL, 1226
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.
59GF Score

Get the complete analysis for PHS:PSB

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱52.00
Price
₱58.97
GF Value