Philippinevings Bank (PHS:PSB) Interest Income: ₱4,437 Mil (TTM As of Jun. 2026)

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PHS:PSB Philippine Savings Bank PHS:PSB
59 GF Score
Price ₱52.00
GF Value ₱58.97
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Philippinevings Bank Interest Income?

Philippinevings Bank PHS:PSB +0.87% 59 Interest Income is ₱4,437 Mil as of Jun. 2026. GuruFocus rates PHS:PSB with a GF Score™ of 59/100 and a GF Value™ of ₱58.97 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Philippinevings Bank's interest income for the three months ended in Jun. 2026 was ₱4,437 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was ₱4,437 Mil.


Philippinevings Bank Interest Income Historical Data

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The historical data trend for Philippinevings Bank's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippinevings Bank Interest Income Chart

Philippinevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14,364.77 14,187.87 17,624.27 16,873.13 17,481.93

Philippinevings Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,318.01 4,373.28 4,471.11 4,522.39 4,437.47
PHS:PSB
59GF Score
Philippine Savings Bank PHS:PSB
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippinevings Bank Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱4,437 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of ₱4,437 Mil mean?
Philippinevings Bank (PHS:PSB) has a Interest Income of ₱4,437 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Philippinevings Bank and its competitors.
Is Philippinevings Bank's Interest Income too high?
Philippinevings Bank's current Interest Income is ₱4,437 Mil. Overall, Philippinevings Bank has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippinevings Bank's Interest Income compare to competitors?
Philippinevings Bank's Interest Income of ₱4,437 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Philippinevings Bank and its competitors. Philippinevings Bank's current Interest Income is ₱4,437 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippinevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippinevings Bank (PHS:PSB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱58.97, compared to a current price of ₱52.00 — trading 11.8% below its estimated fair value. The current Interest Income is ₱4,437 Mil. Philippinevings Bank's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Philippinevings Bank (PHS:PSB), the current Interest Income is ₱4,437 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippinevings Bank (PHS:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippinevings Bank stock appears to be undervalued. The current stock price of ₱52.00 is trading 11.8% below its estimated GF Value™ of ₱58.97. GuruFocus considers Philippinevings Bank to be Modestly Undervalued.

Key valuation signals for PHS:PSB:

  • Interest Income: ₱4,437 Mil
  • GF Value™: ₱58.97 vs. price of ₱52.00 (11.8% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the PHS:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippinevings Bank Business Description

Address 777 Paseo de Roxas Avenue Corner, Sedeno Street, PSBank Center, Metro Manila, Makati City, PHL, 1226
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.
59GF Score

Get the complete analysis for PHS:PSB

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱52.00
Price
₱58.97
GF Value