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Philippinevings Bank (PHS:PSB) Cyclically Adjusted Price-to-FCF : 11.01 (As of Jun. 04, 2025)


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What is Philippinevings Bank Cyclically Adjusted Price-to-FCF?

As of today (2025-06-04), Philippinevings Bank's current share price is ₱59.00. Philippinevings Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was ₱5.36. Philippinevings Bank's Cyclically Adjusted Price-to-FCF for today is 11.01.

The historical rank and industry rank for Philippinevings Bank's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

PHS:PSB' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 1.59   Med: 3.19   Max: 49.77
Current: 10.94

During the past years, Philippinevings Bank's highest Cyclically Adjusted Price-to-FCF was 49.77. The lowest was 1.59. And the median was 3.19.

PHS:PSB's Cyclically Adjusted Price-to-FCF is ranked worse than
67.45% of 888 companies
in the Banks industry
Industry Median: 8.64 vs PHS:PSB: 10.94

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Philippinevings Bank's adjusted free cash flow per share data for the three months ended in Mar. 2025 was ₱-4.547. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is ₱5.36 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Philippinevings Bank Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Philippinevings Bank's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Philippinevings Bank Cyclically Adjusted Price-to-FCF Chart

Philippinevings Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.39 1.77 1.63 2.67 9.81

Philippinevings Bank Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.21 4.83 6.75 9.81 10.83

Competitive Comparison of Philippinevings Bank's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Philippinevings Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippinevings Bank's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Philippinevings Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Philippinevings Bank's Cyclically Adjusted Price-to-FCF falls into.


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Philippinevings Bank Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Philippinevings Bank's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=59.00/5.36
=11.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippinevings Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Philippinevings Bank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-4.547/134.9266*134.9266
=-4.547

Current CPI (Mar. 2025) = 134.9266.

Philippinevings Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.000 100.684 0.000
201509 0.000 100.392 0.000
201512 0.000 99.792 0.000
201603 1.073 100.470 1.441
201606 1.284 101.688 1.704
201609 8.069 101.861 10.688
201612 29.210 101.863 38.691
201703 21.450 102.862 28.136
201706 31.111 103.349 40.617
201709 -16.804 104.136 -21.773
201712 15.575 104.011 20.204
201803 -12.728 105.290 -16.311
201806 47.499 106.317 60.281
201809 -27.050 106.507 -34.268
201812 1.334 105.998 1.698
201903 -50.984 107.251 -64.140
201906 -10.859 108.070 -13.558
201909 -8.277 108.329 -10.309
201912 -24.203 108.420 -30.120
202003 13.540 108.902 16.776
202006 8.951 108.767 11.104
202009 -21.947 109.815 -26.966
202012 28.670 109.897 35.200
202103 41.520 111.754 50.129
202106 119.919 114.631 141.150
202109 -15.593 115.734 -18.179
202112 38.044 117.630 43.638
202203 6.156 121.301 6.847
202206 8.413 125.017 9.080
202209 -41.979 125.227 -45.231
202212 22.713 125.222 24.473
202303 -17.654 127.348 -18.705
202306 -61.291 128.729 -64.242
202309 -7.805 129.860 -8.110
202312 -4.042 129.419 -4.214
202403 -20.879 131.776 -21.378
202406 -44.950 132.554 -45.755
202409 -20.123 133.029 -20.410
202412 -23.774 133.157 -24.090
202503 -4.547 134.927 -4.547

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Philippinevings Bank  (PHS:PSB) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Philippinevings Bank Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Philippinevings Bank's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Philippinevings Bank Business Description

Industry
Traded in Other Exchanges
N/A
Address
777 Paseo de Roxas Avenue Corner, Sedeno Street, PSBank Center, Metro Manila, Makati City, PHL, 1226
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.

Philippinevings Bank Headlines

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