Philippinevings Bank (PHS:PSB) Cyclically Adjusted Revenue per Share: ₱44.94 (As of Mar. 2026)

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PHS:PSB Philippine Savings Bank PHS:PSB
57 GF Score
Price ₱52.90
GF Value ₱59.74
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Philippinevings Bank Cyclically Adjusted Revenue per Share?

Philippinevings Bank PHS:PSB +0.38% 57 Cyclically Adjusted Revenue per Share is ₱44.94 as of Mar. 2026. GuruFocus rates PHS:PSB with a GF Score™ of 57/100 and a GF Value™ of ₱59.74 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Philippinevings Bank's adjusted revenue per share for the three months ended in Mar. 2026 was ₱9.426. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₱44.94 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Philippinevings Bank's average Cyclically Adjusted Revenue Growth Rate was 0.10% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 0.70% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 2.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Philippinevings Bank was 4.70% per year. The lowest was 0.70% per year. And the median was 2.60% per year.

As of today (2026-08-03), Philippinevings Bank's current stock price is ₱52.90. Philippinevings Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₱44.94. Philippinevings Bank's Cyclically Adjusted PS Ratio of today is 1.18.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Philippinevings Bank was 1.97. The lowest was 0.95. And the median was 1.29.


Philippinevings Bank  (PHS:PSB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Philippinevings Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=52.90/44.94
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Philippinevings Bank was 1.97. The lowest was 0.95. And the median was 1.29.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Philippinevings Bank Cyclically Adjusted Revenue per Share Related Terms


Philippinevings Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Philippinevings Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippinevings Bank Cyclically Adjusted Revenue per Share Chart

Philippinevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.70 43.70 44.20 44.51 44.59

Philippinevings Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.88 44.94 44.90 44.59 44.94

Philippinevings Bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Philippinevings Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippinevings Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Philippinevings Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Philippinevings Bank's Cyclically Adjusted PS Ratio falls into.


PHS:PSB
57GF Score
Philippine Savings Bank PHS:PSB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Philippinevings Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Philippinevings Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=9.426/330.2130*330.2130
=9.426

Current CPI (Mar. 2026) = 330.2130.

Philippinevings Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 10.654 241.018 14.597
201609 11.034 241.428 15.092
201612 9.313 241.432 12.738
201703 10.915 243.801 14.784
201706 11.751 244.955 15.841
201709 11.122 246.819 14.880
201712 11.182 246.524 14.978
201803 8.395 249.554 11.108
201806 12.824 251.989 16.805
201809 12.316 252.439 16.110
201812 11.869 251.233 15.600
201903 9.311 254.202 12.095
201906 8.537 256.143 11.006
201909 9.053 256.759 11.643
201912 -0.976 256.974 -1.254
202003 8.709 258.115 11.142
202006 11.742 257.797 15.040
202009 10.951 260.280 13.893
202012 7.538 260.474 9.556
202103 8.579 264.877 10.695
202106 8.911 271.696 10.830
202109 8.689 274.310 10.460
202112 8.771 278.802 10.388
202203 8.881 287.504 10.200
202206 8.694 296.311 9.689
202209 8.748 296.808 9.733
202212 8.416 296.797 9.364
202303 8.633 301.836 9.445
202306 8.715 305.109 9.432
202309 9.064 307.789 9.724
202312 8.717 306.746 9.384
202403 9.023 312.332 9.540
202406 8.971 314.175 9.429
202409 8.881 315.301 9.301
202412 8.622 315.605 9.021
202503 9.141 319.799 9.439
202506 8.988 322.561 9.201
202509 9.239 324.800 9.393
202512 9.497 324.054 9.678
202603 9.426 330.213 9.426

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₱44.94 mean?
Philippinevings Bank (PHS:PSB) has a Cyclically Adjusted Revenue per Share of ₱44.94 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Philippinevings Bank and its competitors.
Is Philippinevings Bank's Cyclically Adjusted Revenue per Share too high?
Philippinevings Bank's current Cyclically Adjusted Revenue per Share is ₱44.94. Overall, Philippinevings Bank has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippinevings Bank's Cyclically Adjusted Revenue per Share compare to competitors?
Philippinevings Bank's Cyclically Adjusted Revenue per Share of ₱44.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Philippinevings Bank and its competitors. Philippinevings Bank's current Cyclically Adjusted Revenue per Share is ₱44.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippinevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippinevings Bank (PHS:PSB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱59.74, compared to a current price of ₱52.90 — trading 11.4% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₱44.94. Philippinevings Bank's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Philippinevings Bank (PHS:PSB), the current Cyclically Adjusted Revenue per Share is ₱44.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippinevings Bank (PHS:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippinevings Bank stock appears to be undervalued. The current stock price of ₱52.90 is trading 11.4% below its estimated GF Value™ of ₱59.74. GuruFocus considers Philippinevings Bank to be Modestly Undervalued.

Key valuation signals for PHS:PSB:

  • Cyclically Adjusted Revenue per Share: ₱44.94
  • GF Value™: ₱59.74 vs. price of ₱52.90 (11.4% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the PHS:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippinevings Bank Business Description

Address 777 Paseo de Roxas Avenue Corner, Sedeno Street, PSBank Center, Metro Manila, Makati City, PHL, 1226
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.
57GF Score

Get the complete analysis for PHS:PSB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱52.90
Price
₱59.74
GF Value