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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Philippinevings Bank's Enterprise Value is ₱25,268 Mil.
Philippinevings Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₱106 Mil. Therefore, Philippinevings Bank's EV-to-OCF for today is 237.60.
The historical rank and industry rank for Philippinevings Bank's EV-to-OCF or its related term are showing as below:
PHS:PSB'
s EV-to-OCF Range Over the Past 10 Years
Min: -3.48 Med: -0.11 Max: 254.06
Current: 239.81
During the past 13 years, the highest EV-to-OCF of Philippinevings Bank was 254.06. The lowest was -3.48. And the median was -0.11.
PHS:PSB's EV-to-OCF is ranked worse than 98.93% of 1499
companies
in the Banks industry
Industry Median: 3.98
vs PHS:PSB: 239.81
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Philippinevings Bank (PHS:PSB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Philippinevings Bank's PE Ratio (TTM) for today is calculated as:
Philippinevings Bank's share price for today is ₱52.90.
Philippinevings Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱7.570.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Philippinevings Bank EV-to-OCF Related Terms
Philippinevings Bank EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Philippinevings Bank's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippinevings Bank EV-to-OCF Competitor Comparison
For the Banks - Regional subindustry, Philippinevings Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippinevings Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Philippinevings Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Philippinevings Bank's EV-to-OCF falls into.
Philippinevings Bank's current Enterprise Value is ₱25,268 Mil.
Philippinevings Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱106 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippinevings Bank (PHS:PSB) has a EV-to-OCF of 237.60 as of Aug. 03, 2026. According to the industry distribution chart, Philippinevings Bank ranks #1483 out of 1499 companies in the Banks industry, placing it in the top 98.9%.
Is Philippinevings Bank's EV-to-OCF too high?
Philippinevings Bank's current EV-to-OCF is 237.60. The Banks industry median EV-to-OCF is 3.98. Philippinevings Bank's value of 237.60 is 5869.8% above this industry median. Based on the distribution chart, Philippinevings Bank ranks #1483 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippinevings Bank has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippinevings Bank's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Philippinevings Bank ranks #1483 out of 1499 companies for EV-to-OCF. This places Philippinevings Bank in the lower half of its industry. The industry median EV-to-OCF is 3.98. Philippinevings Bank's value of 237.60 is 5869.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippinevings Bank's current EV-to-OCF of 237.60 is 5869.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippinevings Bank's current EV-to-OCF is 237.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippinevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippinevings Bank (PHS:PSB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱59.74, compared to a current price of ₱52.90 — trading 11.4% below its estimated fair value. The current EV-to-OCF is 237.60 and 5869.8% above the Banks industry median of 3.98. Philippinevings Bank's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Philippinevings Bank (PHS:PSB), the current EV-to-OCF is 237.60 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippinevings Bank (PHS:PSB) Overvalued in 2026?
Based on GuruFocus' analysis, Philippinevings Bank stock appears to be undervalued.
The current stock price of ₱52.90 is trading 11.4% below its estimated GF Value™ of ₱59.74.
GuruFocus considers Philippinevings Bank to be Modestly Undervalued.
Key valuation signals for PHS:PSB:
EV-to-OCF: 237.60
GF Value™: ₱59.74 vs. price of ₱52.90 (11.4% below fair value)
Industry Position: 5869.8% above the Banks median (#1483 of 1499)
No single metric tells the full story. See the PHS:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.
57GF Score
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