Philippinevings Bank (PHS:PSB) Operating Cash Flow per Share: ₱4.15 (TTM As of Jun. 2026)

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PHS:PSB Philippine Savings Bank PHS:PSB
60 GF Score
Price ₱52.30
GF Value ₱58.92
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Philippinevings Bank Operating Cash Flow per Share?

Philippinevings Bank PHS:PSB -0.38% 60 Operating Cash Flow per Share is ₱4.15 as of Jun. 2026. GuruFocus rates PHS:PSB with a GF Score™ of 60/100 and a GF Value™ of ₱58.92 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,067 Banks companies, Philippinevings Bank ranks worse than 93720.62% on this metric.

Philippinevings Bank's operating cash flow per share for the three months ended in Jun. 2026 was ₱2.07. Philippinevings Bank's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was ₱4.15.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.

The historical rank and industry rank for Philippinevings Bank's Operating Cash Flow per Share or its related term are showing as below:

During the past 13 years, Philippinevings Bank's highest 3-Year average Operating Cash Flow per Share Growth Rate was 273.80% per year. The lowest was -17.00% per year. And the median was 64.80% per year.

PHS:PSB's 3-Year OCF Growth Rate is not ranked *
in the Banks industry.
Industry Median: 0.4
* Ranked among companies with meaningful 3-Year OCF Growth Rate only.

Philippinevings Bank Operating Cash Flow per Share Related Terms


Philippinevings Bank Operating Cash Flow per Share Historical Data

* Premium members only.

The historical data trend for Philippinevings Bank's Operating Cash Flow per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippinevings Bank Operating Cash Flow per Share Chart

Philippinevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Cash Flow per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 184.53 -3.78 -89.75 -108.28 5.18

Philippinevings Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Operating Cash Flow per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.88 -22.27 33.67 -9.32 2.07

Philippinevings Bank Operating Cash Flow per Share Competitor Comparison

For the Banks - Regional subindustry, Philippinevings Bank's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippinevings Bank Price-to-Operating-Cash-Flow vs Banks Industry

For the Banks industry and Financial Services sector, Philippinevings Bank's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Philippinevings Bank's Price-to-Operating-Cash-Flow falls into.


PHS:PSB
60GF Score
Philippine Savings Bank PHS:PSB
Operating Cash Flow per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippinevings Bank Operating Cash Flow per Share Calculation

Operating Cash Flow per Share is the amount of Cash Flow from Operations per outstanding share of the company's stock.

Philippinevings Bank's Operating Cash Flow per Share for the fiscal year that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (A: Dec. 2025 )=Cash Flow from Operations (A: Dec. 2025 )/Shares Outstanding (Diluted Average) (A: Dec. 2025 )
=2211.605/426.859
=5.18

Philippinevings Bank's Operating Cash Flow per Share for the quarter that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (Q: Jun. 2026 )=Cash Flow from Operations (Q: Jun. 2026 )/Shares Outstanding (Diluted Average) (Q: Jun. 2026 )
=886.879/428.451
=2.07

Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱4.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Operating Cash Flow per Share of ₱4.15 mean?
Philippinevings Bank (PHS:PSB) has a Operating Cash Flow per Share of ₱4.15 as of Jun. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Philippinevings Bank and its competitors. According to the industry distribution chart, Philippinevings Bank ranks #999999 out of 1067 companies in the Banks industry.
Is Philippinevings Bank's Operating Cash Flow per Share too high?
Philippinevings Bank's current Operating Cash Flow per Share is ₱4.15. Based on the distribution chart, Philippinevings Bank ranks #999999 out of 1067 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippinevings Bank has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippinevings Bank's Operating Cash Flow per Share compare to competitors?
According to the Banks industry distribution chart, Philippinevings Bank ranks #999999 out of 1067 companies for Operating Cash Flow per Share. This places Philippinevings Bank in the lower half of its industry. The industry median Operating Cash Flow per Share is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
The median Operating Cash Flow per Share among Banks companies is 0.40, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Philippinevings Bank and its competitors. For the Banks industry, the median Operating Cash Flow per Share is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippinevings Bank's current Operating Cash Flow per Share is ₱4.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippinevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippinevings Bank (PHS:PSB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱58.92, compared to a current price of ₱52.30 — trading 11.2% below its estimated fair value. The current Operating Cash Flow per Share is ₱4.15. Philippinevings Bank's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Philippinevings Bank (PHS:PSB), the current Operating Cash Flow per Share is ₱4.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippinevings Bank (PHS:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippinevings Bank stock appears to be undervalued. The current stock price of ₱52.30 is trading 11.2% below its estimated GF Value™ of ₱58.92. GuruFocus considers Philippinevings Bank to be Modestly Undervalued.

Key valuation signals for PHS:PSB:

  • Operating Cash Flow per Share: ₱4.15
  • GF Value™: ₱58.92 vs. price of ₱52.30 (11.2% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the PHS:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippinevings Bank Business Description

Address 777 Paseo de Roxas Avenue Corner, Sedeno Street, PSBank Center, Metro Manila, Makati City, PHL, 1226
Philippine Savings Bank is a Philippines-based consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company's reportable segments are Consumer Banking, Corporate Banking, Branch Banking, and Treasury. Maximum revenue is generated from the Branch Banking segment, which serves as the bank's main customer touch point, offering consumer and corporate banking products. The Consumer and Corporate Banking segments provide loans and other credit facilities to individuals, small and medium enterprises, and corporate and institutional customers. The Treasury segment principally handles institutional deposit accounts, providing money market, trading, and treasury services etc.
60GF Score

Get the complete analysis for PHS:PSB

Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱52.30
Price
₱58.92
GF Value