Porto Seguro (BSP:PSSA3) Net Loan: R$17,802 Mil (As of Mar. 2026)

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BSP:PSSA3 Porto Seguro SA BSP:PSSA3
74 GF Score
Price R$55.45
GF Value R$44.88
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Porto Seguro Net Loan?

Porto Seguro BSP:PSSA3 +3.68% 74 Net Loan is R$17,802 Mil as of Mar. 2026. GuruFocus rates BSP:PSSA3 with a GF Score™ of 74/100 and a GF Value™ of R$44.88 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Porto Seguro's quarterly net loan increased from Sep. 2025 (R$16,457 Mil) to Dec. 2025 (R$17,707 Mil) and increased from Dec. 2025 (R$17,707 Mil) to Mar. 2026 (R$17,802 Mil).

Porto Seguro's annual net loan increased from Dec. 2023 (R$13,138 Mil) to Dec. 2024 (R$17,707 Mil) and increased from Dec. 2024 (R$17,707 Mil) to Dec. 2025 (R$17,802 Mil).

Porto Seguro Net Loan Historical Data

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The historical data trend for Porto Seguro's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porto Seguro Net Loan Chart

Porto Seguro Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,525.31 11,758.37 13,138.01 14,856.63 17,706.74

Porto Seguro Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15,505.63 16,000.36 16,456.97 17,706.74 17,802.10
BSP:PSSA3
74GF Score
Porto Seguro SA BSP:PSSA3
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Porto Seguro Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of R$17,802 Mil mean?
Porto Seguro (BSP:PSSA3) has a Net Loan of R$17,802 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Porto Seguro and its competitors.
Is Porto Seguro's Net Loan too high?
Porto Seguro's current Net Loan is R$17,802 Mil. Overall, Porto Seguro has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porto Seguro's Net Loan compare to BRK.A and AIG?
Porto Seguro's Net Loan of R$17,802 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Porto Seguro and its competitors. Porto Seguro's current Net Loan is R$17,802 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porto Seguro stock overvalued right now?
Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$44.88, compared to a current price of R$55.45 — trading 23.6% above its estimated fair value. The current Net Loan is R$17,802 Mil. Porto Seguro's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current Net Loan is R$17,802 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?

Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued. The current stock price of R$55.45 is trading 23.6% above its estimated GF Value™ of R$44.88. GuruFocus considers Porto Seguro to be Modestly Overvalued.

Key valuation signals for BSP:PSSA3:

  • Net Loan: R$17,802 Mil
  • GF Value™: R$44.88 vs. price of R$55.45 (23.6% above fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Porto Seguro Business Description

Address Alameda Barao de Piracicaba, No. 740, 11th Floor, Block B, Rosa Garfinkel Building, Campos Eliseos, Sao Paulo, SP, BRA
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
74GF Score

Get the complete analysis for BSP:PSSA3

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$55.45
Price
R$44.88
GF Value