Porto Seguro (BSP:PSSA3) Dividend Payout Ratio: 0.74 (As of Mar. 2026) — 80% Above Median

What is Porto Seguro Dividend Payout Ratio?

Porto Seguro BSP:PSSA3 +1.25% 74 Dividend Payout Ratio is 0.74 as of Mar. 2026, which is 80% above its 10-year median of 0.41. GuruFocus rates BSP:PSSA3 with a GF Score™ of 74/100 and a GF Value™ of R$45.13 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 337 Insurance companies, Porto Seguro ranks worse than 56.08% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Porto Seguro's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.74.

The historical rank and industry rank for Porto Seguro's Dividend Payout Ratio or its related term are showing as below:

BSP:PSSA3' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.41 Max: 0.69
Current: 0.43

During the past 13 years, the highest Dividend Payout Ratio of Porto Seguro was 0.69. The lowest was 0.30. And the median was 0.41.

BSP:PSSA3's Dividend Payout Ratio is ranked worse than
56.08% of 337 companies
in the Insurance industry
Industry Median: 0.38 vs BSP:PSSA3: 0.43

As of today (2026-06-29), the Dividend Yield % of Porto Seguro is 4.65%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Porto Seguro was 7.71%. The lowest was 1.46%. And the median was 4.45%.

Porto Seguro's Dividends per Share for the months ended in Mar. 2026 was R$1.43.

During the past 12 months, Porto Seguro's average Dividends Per Share Growth Rate was 36.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 51.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 15.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Porto Seguro was 72.70% per year. The lowest was -11.00% per year. And the median was 20.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Porto Seguro (BSP:PSSA3) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Porto Seguro Dividend Payout Ratio Related Terms

Porto Seguro Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Porto Seguro's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porto Seguro Dividend Payout Ratio Chart

Porto Seguro Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

Get a 7-Day Free Trial

0.50

0.34

0.30

0.43

Porto Seguro Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.69	0.36	0.42	0.23	0.74

BSP:PSSA3 vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Porto Seguro's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Porto Seguro Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Porto Seguro's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Porto Seguro's Dividend Payout Ratio falls into.

Save Embed

74GF Score

Porto Seguro SA BSP:PSSA3

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Porto Seguro Dividend Payout Ratio Calculation

Porto Seguro's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	2.593	/	6.062
	=	0.43

Porto Seguro's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	1.428	/	1.936
	=	0.74

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.74 mean?

Porto Seguro (BSP:PSSA3) has a Dividend Payout Ratio of 0.74 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Porto Seguro and its competitors. This is 80% above median its historical median of 0.41. Over the past decade, Porto Seguro's Dividend Payout Ratio has ranged from 0.30 to 0.69. According to the industry distribution chart, Porto Seguro ranks #189 out of 337 companies in the Insurance industry, placing it in the top 56.1%.

Is Porto Seguro's Dividend Payout Ratio too high?

Porto Seguro's current Dividend Payout Ratio of 0.74 is 80% above median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.69. The Insurance industry median Dividend Payout Ratio is 0.38. Porto Seguro's value of 0.74 is 94.7% above this industry median. Based on the distribution chart, Porto Seguro ranks #189 out of 337 companies in the Insurance industry, which is below the industry midpoint. Overall, Porto Seguro has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Porto Seguro's Dividend Payout Ratio compare to BRK.A and AIG?

According to the Insurance industry distribution chart, Porto Seguro ranks #189 out of 337 companies for Dividend Payout Ratio. This places Porto Seguro in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Porto Seguro's value of 0.74 is 94.7% above this benchmark. Historically, Porto Seguro's own Dividend Payout Ratio has ranged from 0.30 to 0.69 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.38, Porto Seguro has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for an Insurance company?

The median Dividend Payout Ratio among Insurance companies is 0.38, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porto Seguro's current Dividend Payout Ratio of 0.74 is 94.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Porto Seguro and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porto Seguro's current Dividend Payout Ratio is 0.74, which is 80% above median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Porto Seguro stock overvalued right now?

Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$45.13, compared to a current price of R$53.26 — trading 18% above its estimated fair value. The current Dividend Payout Ratio is 0.74, which is 80% above median its 10-year median of 0.41 and 94.7% above the Insurance industry median of 0.38. Porto Seguro's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current Dividend Payout Ratio is 0.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?

Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued. The current stock price of R$53.26 is trading 18% above its estimated GF Value™ of R$45.13. GuruFocus considers Porto Seguro to be Modestly Overvalued.

Key valuation signals for BSP:PSSA3:

Dividend Payout Ratio: 0.74 (80% above median its 10-year median of 0.41)
GF Value™: R$45.13 vs. price of R$53.26 (18% above fair value)
GF Score™: 74/100 with 2 warning signs
Industry Position: 94.7% above the Insurance median (#189 of 337)

No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Porto Seguro Business Description

Industry Financial Services Insurance

Comparable Companies BSP:CXSE3 BSP:BBSE3 BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN LSE:AV.XAMS:NN XBRU:AGS XAMS:ASRNL XMAD:MAP

Address Alameda Barao de Piracicaba, No. 740, 11th Floor, Block B, Rosa Garfinkel Building, Campos Eliseos, Sao Paulo, SP, BRA

Website https://www.portoseguro.com.br

Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.

74GF Score

Get the complete analysis for BSP:PSSA3

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$53.26

Price

R$45.13

GF Value

View BSP:PSSA3 Analysis

See Dividend Payout Ratio data for all stocks →