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Porto SeguroBSP:PSSA3 +0.59%78 Equity-to-Asset is 0.27 as of Jun. 2026, which is 4% above its 10-year median of 0.26. GuruFocus rates BSP:PSSA3 with a GF Score™ of 78/100 and a GF Value™ of R$46.74 (Fairly Valued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Porto Seguro ranks better than 53.47% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Porto Seguro's Total Stockholders Equity for the quarter that ended in Jun. 2026 was R$16,126 Mil. Porto Seguro's Total Assets for the quarter that ended in Jun. 2026 was R$58,921 Mil.
Therefore, Porto Seguro's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.27.
The historical rank and industry rank for Porto Seguro's Equity-to-Asset or its related term are showing as below:
BSP:PSSA3'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.2 Med: 0.26 Max: 0.29
Current: 0.27
During the past 13 years, the highest Equity to Asset Ratio of Porto Seguro was 0.29. The lowest was 0.20. And the median was 0.26.
BSP:PSSA3's Equity-to-Asset is ranked better than 53.47% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs BSP:PSSA3: 0.27
Porto Seguro (BSP:PSSA3) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Porto Seguro Equity-to-Asset Related Terms
Porto Seguro Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Porto Seguro's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:PSSA3 vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Porto Seguro's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porto Seguro Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Porto Seguro's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Porto Seguro's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Porto Seguro's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porto Seguro (BSP:PSSA3) has a Equity-to-Asset of 0.27 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Porto Seguro and its competitors. This is near median its historical median of 0.26. Over the past decade, Porto Seguro's Equity-to-Asset has ranged from 0.20 to 0.29. According to the industry distribution chart, Porto Seguro ranks #235 out of 505 companies in the Insurance industry, placing it in the top 46.5%.
Is Porto Seguro's Equity-to-Asset too high?
Porto Seguro's current Equity-to-Asset of 0.27 is near median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.29. The Insurance industry median Equity-to-Asset is 0.26. Porto Seguro's value of 0.27 is 3.8% above this industry median. Based on the distribution chart, Porto Seguro ranks #235 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Porto Seguro has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Porto Seguro's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Porto Seguro ranks #235 out of 505 companies for Equity-to-Asset. This puts Porto Seguro in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Porto Seguro's value of 0.27 is 3.8% above this benchmark. Historically, Porto Seguro's own Equity-to-Asset has ranged from 0.20 to 0.29 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.26, Porto Seguro has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porto Seguro's current Equity-to-Asset of 0.27 is 3.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Porto Seguro and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porto Seguro's current Equity-to-Asset is 0.27, which is near median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porto Seguro stock overvalued right now?
Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Fairly Valued. The stock's GF Value™ is R$46.74, compared to a current price of R$47.80 — trading 2.3% above its estimated fair value. The current Equity-to-Asset is 0.27, which is near median its 10-year median of 0.26 and 3.8% above the Insurance industry median of 0.26. Porto Seguro's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current Equity-to-Asset is 0.27 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?
Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued.
The current stock price of R$47.80 is trading 2.3% above its estimated GF Value™ of R$46.74.
GuruFocus considers Porto Seguro to be Fairly Valued.
Key valuation signals for BSP:PSSA3:
Equity-to-Asset: 0.27 (near median its 10-year median of 0.26)
GF Value™: R$46.74 vs. price of R$47.80 (2.3% above fair value)
Industry Position: 3.8% above the Insurance median (#235 of 505)
No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
78GF Score
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