Porto Seguro (BSP:PSSA3) EPS without NRI: R$6.90 (TTM As of Mar. 2026)


BSP:PSSA3 Porto Seguro SA BSP:PSSA3
74 GF Score
Price R$53.40
GF Value R$45.03
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Porto Seguro EPS without NRI?

Porto Seguro BSP:PSSA3 -1.46% 74 EPS without NRI is R$6.90 as of Mar. 2026. GuruFocus rates BSP:PSSA3 with a GF Score™ of 74/100 and a GF Value™ of R$45.03 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 402 Insurance companies, Porto Seguro ranks better than 78.11% on this metric.

Porto Seguro's earnings per share without non-recurring items for the three months ended in Mar. 2026 was R$1.94. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was R$6.90.

During the past 12 months, Porto Seguro's average earnings per share (NRI) Growth Rate was 27.30% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 39.40% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 18.30% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 13.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Porto Seguro's EPS without NRI or its related term are showing as below:

BSP:PSSA3' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -40.7   Med: 12.8   Max: 103.3
Current: 39.4

During the past 13 years, Porto Seguro's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 103.30% per year. The lowest was -40.70% per year. And the median was 12.80% per year.

BSP:PSSA3's 3-Year EPS without NRI Growth Rate is ranked better than
78.11% of 402 companies
in the Insurance industry
Industry Median: 16.35 vs BSP:PSSA3: 39.40

Porto Seguro's EPS (Diluted) for the three months ended in Mar. 2026 was R$1.75. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was R$5.69.

Porto Seguro's EPS (Basic) for the three months ended in Mar. 2026 was R$1.75. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was R$5.69.


Porto Seguro  (BSP:PSSA3) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Porto Seguro EPS without NRI Related Terms


Porto Seguro EPS without NRI Historical Data

* Premium members only.

The historical data trend for Porto Seguro's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porto Seguro EPS without NRI Chart

Porto Seguro Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.89 2.24 3.98 4.89 6.06

Porto Seguro Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.50 1.35 1.28 2.33 1.94

BSP:PSSA3 vs BRK.A, AIG, HIG: EPS without NRI Comparison

For the Insurance - Diversified subindustry, Porto Seguro's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Porto Seguro PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Porto Seguro's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Porto Seguro's PE Ratio without NRI falls into.


BSP:PSSA3
74GF Score
Porto Seguro SA BSP:PSSA3
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Porto Seguro EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$6.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of R$6.90 mean?
Porto Seguro (BSP:PSSA3) has a EPS without NRI of R$6.90 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Porto Seguro and its competitors. According to the industry distribution chart, Porto Seguro ranks #88 out of 402 companies in the Insurance industry, placing it in the top 21.9%.
Is Porto Seguro's EPS without NRI too high?
Porto Seguro's current EPS without NRI is R$6.90. Based on the distribution chart, Porto Seguro ranks #88 out of 402 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Porto Seguro has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porto Seguro's EPS without NRI compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Porto Seguro ranks #88 out of 402 companies for EPS without NRI. This places Porto Seguro in the top 22% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 16.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.35, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Porto Seguro and its competitors. For the Insurance industry, the median EPS without NRI is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porto Seguro's current EPS without NRI is R$6.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porto Seguro stock overvalued right now?
Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$45.03, compared to a current price of R$53.40 — trading 18.6% above its estimated fair value. The current EPS without NRI is R$6.90. Porto Seguro's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current EPS without NRI is R$6.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?

Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued. The current stock price of R$53.40 is trading 18.6% above its estimated GF Value™ of R$45.03. GuruFocus considers Porto Seguro to be Modestly Overvalued.

Key valuation signals for BSP:PSSA3:

  • EPS without NRI: R$6.90
  • GF Value™: R$45.03 vs. price of R$53.40 (18.6% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Porto Seguro Business Description

Address Alameda Barao de Piracicaba, No. 740, 11th Floor, Block B, Rosa Garfinkel Building, Campos Eliseos, Sao Paulo, SP, BRA
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
74GF Score

Get the complete analysis for BSP:PSSA3

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$53.40
Price
R$45.03
GF Value