Porto Seguro (BSP:PSSA3) Long-Term Debt: R$694 Mil (As of Mar. 2026)


BSP:PSSA3 Porto Seguro SA BSP:PSSA3
74 GF Score
Price R$52.50
GF Value R$45.01
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Porto Seguro Long-Term Debt?

Porto Seguro BSP:PSSA3 +1.94% 74 Long-Term Debt is R$694 Mil as of Mar. 2026. GuruFocus rates BSP:PSSA3 with a GF Score™ of 74/100 and a GF Value™ of R$45.01 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Porto Seguro's Long-Term Debt for the quarter that ended in Mar. 2026 was R$694 Mil.

Porto Seguro's quarterly Long-Term Debt increased from Sep. 2025 (R$570 Mil) to Dec. 2025 (R$589 Mil) and increased from Dec. 2025 (R$589 Mil) to Mar. 2026 (R$694 Mil).

Porto Seguro's annual Long-Term Debt declined from Dec. 2023 (R$1,081 Mil) to Dec. 2024 (R$437 Mil) but then increased from Dec. 2024 (R$437 Mil) to Dec. 2025 (R$589 Mil).

Porto Seguro  (BSP:PSSA3) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Porto Seguro Long-Term Debt Related Terms

Porto Seguro Long-Term Debt Historical Data

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The historical data trend for Porto Seguro's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porto Seguro Long-Term Debt Chart

Porto Seguro Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,452.26 2,180.14 1,080.97 437.03 588.58

Porto Seguro Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 259.79 549.14 570.12 588.58 693.99
BSP:PSSA3
74GF Score
Porto Seguro SA BSP:PSSA3
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of R$694 Mil mean?
Porto Seguro (BSP:PSSA3) has a Long-Term Debt of R$694 Mil as of Mar. 2026.
Is Porto Seguro's Long-Term Debt too high?
Porto Seguro's current Long-Term Debt is R$694 Mil. Overall, Porto Seguro has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porto Seguro's Long-Term Debt compare to BRK.A and AIG?
Porto Seguro's Long-Term Debt of R$694 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Porto Seguro's current Long-Term Debt is R$694 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porto Seguro stock overvalued right now?
Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$45.01, compared to a current price of R$52.50 — trading 16.6% above its estimated fair value. The current Long-Term Debt is R$694 Mil. Porto Seguro's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current Long-Term Debt is R$694 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?

Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued. The current stock price of R$52.50 is trading 16.6% above its estimated GF Value™ of R$45.01. GuruFocus considers Porto Seguro to be Modestly Overvalued.

Key valuation signals for BSP:PSSA3:

  • Long-Term Debt: R$694 Mil
  • GF Value™: R$45.01 vs. price of R$52.50 (16.6% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Porto Seguro Business Description

Address Alameda Barao de Piracicaba, No. 740, 11th Floor, Block B, Rosa Garfinkel Building, Campos Eliseos, Sao Paulo, SP, BRA
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
74GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$52.50
Price
R$45.01
GF Value