Porto Seguro (BSP:PSSA3) Moat Score: 0/10 (As of Jul. 01, 2026)


BSP:PSSA3 Porto Seguro SA BSP:PSSA3
74 GF Score
Price R$52.92
GF Value R$45.08
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Porto Seguro Moat Score?

Porto Seguro has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Porto Seguro has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Porto Seguro might have No Moat - No discernible moat.

Porto Seguro  (BSP:PSSA3) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Porto Seguro Moat Score Related Terms

BSP:PSSA3
74GF Score
Porto Seguro SA BSP:PSSA3
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?

Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued. The current stock price of R$52.92 is trading 17.4% above its estimated GF Value™ of R$45.08. GuruFocus considers Porto Seguro to be Modestly Overvalued.

Key valuation signals for BSP:PSSA3:

  • Moat Score: 0
  • GF Value™: R$45.08 vs. price of R$52.92 (17.4% above fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Porto Seguro Business Description

Address Alameda Barao de Piracicaba, No. 740, 11th Floor, Block B, Rosa Garfinkel Building, Campos Eliseos, Sao Paulo, SP, BRA
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
74GF Score

Get the complete analysis for BSP:PSSA3

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$52.92
Price
R$45.08
GF Value