FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Porto Seguro's Free Cash Flow for the
three
months ended in Mar. 2026 was R$-316 Mil. Porto Seguro's Revenue for the
three
months ended in Mar. 2026 was R$11,162 Mil. Therefore, Porto Seguro's FCF Margin % for the quarter that ended in Mar. 2026 was -2.83%.
The historical rank and industry rank for Porto Seguro's FCF Margin % or its related term are showing as below:
BSP:PSSA3'
s FCF Margin % Range Over the Past 10 Years
Min: -1.49 Med: 3.42 Max: 5.84
Current: 1.49
During the past 13 years, the highest FCF Margin % of Porto Seguro was 5.84%. The lowest was -1.49%. And the median was 3.42%.
BSP:PSSA3's FCF Margin % is ranked worse than 73.71% of 502
companies
in the Insurance industry
Industry Median: 9.63
vs BSP:PSSA3: 1.49
Porto Seguro FCF Margin % Related Terms
Porto Seguro FCF Margin % Historical Data
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The historical data trend for Porto Seguro's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:PSSA3 vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, Porto Seguro's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porto Seguro FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Porto Seguro's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Porto Seguro's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porto Seguro (BSP:PSSA3) has a FCF Margin % of -2.83% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Porto Seguro and its competitors. According to the industry distribution chart, Porto Seguro ranks #370 out of 502 companies in the Insurance industry, placing it in the top 73.7%.
Is Porto Seguro's FCF Margin % too high?
Porto Seguro's current FCF Margin % is -2.83%. Based on the distribution chart, Porto Seguro ranks #370 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Porto Seguro has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porto Seguro's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Porto Seguro ranks #370 out of 502 companies for FCF Margin %. This places Porto Seguro in the lower half of its industry. The industry median FCF Margin % is 9.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Porto Seguro and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porto Seguro's current FCF Margin % is -2.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porto Seguro stock overvalued right now?
Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$45.15, compared to a current price of R$52.19 — trading 15.6% above its estimated fair value. The current FCF Margin % is -2.83%. Porto Seguro's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current FCF Margin % is -2.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?
Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued.
The current stock price of R$52.19 is trading 15.6% above its estimated GF Value™ of R$45.15.
GuruFocus considers Porto Seguro to be Modestly Overvalued.
Key valuation signals for BSP:PSSA3:
FCF Margin %: -2.83%
GF Value™: R$45.15 vs. price of R$52.19 (15.6% above fair value)
No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
74GF Score
Get the complete analysis for BSP:PSSA3
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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