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Porto SeguroBSP:PSSA3 -2.00%77 EV-to-EBIT is 7.01 as of Jul. 30, 2026, which is 12% below its 10-year median of 8.00. GuruFocus rates BSP:PSSA3 with a GF Score™ of 77/100 and a GF Value™ of R$44.81 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 345 Insurance companies, Porto Seguro ranks better than 63.19% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Porto Seguro's Enterprise Value for the quarter that ended in Mar. 2026 was R$31,308 Mil.
Porto Seguro's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$4,771 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porto Seguro EV-to-EBIT Related Terms
Porto Seguro EV-to-EBIT Historical Data
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The historical data trend for Porto Seguro's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:PSSA3 vs BRK.A, AIG, HIG: EV-to-EBIT Comparison
For the Insurance - Diversified subindustry, Porto Seguro's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porto Seguro EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Porto Seguro's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Porto Seguro's EV-to-EBIT falls into.
Porto Seguro's current Enterprise Value is R$33,457 Mil.
Porto Seguro's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$4,771 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porto Seguro (BSP:PSSA3) has a EV-to-EBIT of 7.01 as of Jul. 30, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Porto Seguro and its competitors. This is 12% below median its historical median of 8.00. Over the past decade, Porto Seguro's EV-to-EBIT has ranged from 4.21 to 45.38. According to the industry distribution chart, Porto Seguro ranks #127 out of 345 companies in the Insurance industry, placing it in the top 36.8%.
Is Porto Seguro's EV-to-EBIT too high?
Porto Seguro's current EV-to-EBIT of 7.01 is 12% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 4.21 to a high of 45.38. The Insurance industry median EV-to-EBIT is 8.74. Porto Seguro's value of 7.01 is 19.8% below this industry median. Based on the distribution chart, Porto Seguro ranks #127 out of 345 companies in the Insurance industry, which is above the industry midpoint. Overall, Porto Seguro has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porto Seguro's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Porto Seguro ranks #127 out of 345 companies for EV-to-EBIT. This puts Porto Seguro in the upper half of its industry. The industry median EV-to-EBIT is 8.74. Porto Seguro's value of 7.01 is 19.8% below this benchmark. Historically, Porto Seguro's own EV-to-EBIT has ranged from 4.21 to 45.38 over the past decade. While the company's 10-year median is 8.00 vs. the industry median of 8.74, Porto Seguro has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.74, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porto Seguro's current EV-to-EBIT of 7.01 is 19.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Porto Seguro and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porto Seguro's current EV-to-EBIT is 7.01, which is 12% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porto Seguro stock overvalued right now?
Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$44.81, compared to a current price of R$53.81 — trading 20.1% above its estimated fair value. The current EV-to-EBIT is 7.01, which is 12% below median its 10-year median of 8.00 and 19.8% below the Insurance industry median of 8.74. Porto Seguro's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current EV-to-EBIT is 7.01 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?
Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued.
The current stock price of R$53.81 is trading 20.1% above its estimated GF Value™ of R$44.81.
GuruFocus considers Porto Seguro to be Modestly Overvalued.
Key valuation signals for BSP:PSSA3:
EV-to-EBIT: 7.01 (12% below median its 10-year median of 8.00)
GF Value™: R$44.81 vs. price of R$53.81 (20.1% above fair value)
Industry Position: 19.8% below the Insurance median (#127 of 345)
No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
77GF Score
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