Porto SeguroBSP:PSSA3 +1.25%74 FCF Yield % is 1.91 as of Jun. 28, 2026, which is 58% below its 10-year median of 4.55. GuruFocus rates BSP:PSSA3 with a GF Score™ of 74/100 and a GF Value™ of R$45.13 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 508 Insurance companies, Porto Seguro ranks worse than 71.85% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Porto Seguro FCF Yield % Related Terms
Porto Seguro FCF Yield % Historical Data
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The historical data trend for Porto Seguro's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:PSSA3 vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, Porto Seguro's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porto Seguro FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Porto Seguro's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Porto Seguro's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porto Seguro (BSP:PSSA3) has a FCF Yield % of 1.91 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Porto Seguro and its competitors. This is 58% below median its historical median of 4.55. According to the industry distribution chart, Porto Seguro ranks #365 out of 508 companies in the Insurance industry, placing it in the top 71.9%.
Is Porto Seguro's FCF Yield % too high?
Porto Seguro's current FCF Yield % of 1.91 is 58% below median its 10-year median of 4.55. The Insurance industry median FCF Yield % is 7.10. Porto Seguro's value of 1.91 is 73.1% below this industry median. Based on the distribution chart, Porto Seguro ranks #365 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Porto Seguro has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porto Seguro's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Porto Seguro ranks #365 out of 508 companies for FCF Yield %. This places Porto Seguro in the lower half of its industry. The industry median FCF Yield % is 7.10. Porto Seguro's value of 1.91 is 73.1% below this benchmark. While the company's 10-year median is 4.55 vs. the industry median of 7.10, Porto Seguro has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.10, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porto Seguro's current FCF Yield % of 1.91 is 73.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Porto Seguro and its competitors. For the Insurance industry, the median FCF Yield % is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porto Seguro's current FCF Yield % is 1.91, which is 58% below median its own 10-year median of 4.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porto Seguro stock overvalued right now?
Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$45.13, compared to a current price of R$53.26 — trading 18% above its estimated fair value. The current FCF Yield % is 1.91, which is 58% below median its 10-year median of 4.55 and 73.1% below the Insurance industry median of 7.10. Porto Seguro's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current FCF Yield % is 1.91 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?
Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued.
The current stock price of R$53.26 is trading 18% above its estimated GF Value™ of R$45.13.
GuruFocus considers Porto Seguro to be Modestly Overvalued.
Key valuation signals for BSP:PSSA3:
FCF Yield %: 1.91 (58% below median its 10-year median of 4.55)
GF Value™: R$45.13 vs. price of R$53.26 (18% above fair value)
Industry Position: 73.1% below the Insurance median (#365 of 508)
No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
74GF Score
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