Porto Seguro (BSP:PSSA3) Interest Expense: R$-56 Mil (TTM As of Mar. 2026)

What is Porto Seguro Interest Expense?

Porto Seguro BSP:PSSA3 +1.37% 74 Interest Expense is R$-56 Mil as of Mar. 2026. GuruFocus rates BSP:PSSA3 with a GF Score™ of 74/100 and a GF Value™ of R$45.05 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Porto Seguro's interest expense for the three months ended in Mar. 2026 was R$ -14 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was R$-56 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Porto Seguro's Operating Income for the three months ended in Mar. 2026 was R$ 1,338 Mil. Porto Seguro's Interest Expense for the three months ended in Mar. 2026 was R$ -14 Mil. Porto Seguro's Interest Coverage for the quarter that ended in Mar. 2026 was 95.28. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Porto Seguro (BSP:PSSA3) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Porto Seguro's Interest Expense for the three months ended in Mar. 2026 was R$-14 Mil. Its EBIT for the three months ended in Mar. 2026 was R$1,338 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was R$805 Mil.

Porto Seguro's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage	=	-1	*	EBIT (Q: Mar. 2026 )	/	Interest Expense (Q: Mar. 2026 )
	=	-1	*	1338.322	/	-14.046
	=	95.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Porto Seguro SA has enough cash to cover all of its debt. Its financial situation is stable.

Porto Seguro Interest Expense Historical Data

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The historical data trend for Porto Seguro's Interest Expense can be seen below:

Porto Seguro Interest Expense Chart

Porto Seguro Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

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-93.41

-333.62

-316.94

-87.61

-50.08

Porto Seguro Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-8.27	-12.50	-15.52	-13.79	-14.05

74GF Score

Porto Seguro SA BSP:PSSA3

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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Porto Seguro Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$-56 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of R$-56 Mil mean?

Porto Seguro (BSP:PSSA3) has a Interest Expense of R$-56 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Porto Seguro and its competitors.

Is Porto Seguro's Interest Expense too high?

Porto Seguro's current Interest Expense is R$-56 Mil. Overall, Porto Seguro has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Porto Seguro's Interest Expense compare to BRK.A and AIG?

Porto Seguro's Interest Expense of R$-56 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for an Insurance company?

A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Porto Seguro and its competitors. Porto Seguro's current Interest Expense is R$-56 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Porto Seguro stock overvalued right now?

Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$45.05, compared to a current price of R$54.19 — trading 20.3% above its estimated fair value. The current Interest Expense is R$-56 Mil. Porto Seguro's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current Interest Expense is R$-56 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?

Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued. The current stock price of R$54.19 is trading 20.3% above its estimated GF Value™ of R$45.05. GuruFocus considers Porto Seguro to be Modestly Overvalued.

Key valuation signals for BSP:PSSA3:

Interest Expense: R$-56 Mil
GF Value™: R$45.05 vs. price of R$54.19 (20.3% above fair value)
GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Porto Seguro Business Description

Industry Financial Services Insurance

Comparable Companies BSP:CXSE3 BSP:BBSE3 BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN LSE:AV.XAMS:NN XBRU:AGS XAMS:ASRNL XMAD:MAP

Address Alameda Barao de Piracicaba, No. 740, 11th Floor, Block B, Rosa Garfinkel Building, Campos Eliseos, Sao Paulo, SP, BRA

Website https://www.portoseguro.com.br

Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.

74GF Score

Get the complete analysis for BSP:PSSA3

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$54.19

Price

R$45.05

GF Value

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