Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Porto Seguro's Enterprise Value is R$33,104 Mil.
Porto Seguro's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was R$4,771 Mil. Therefore, Porto Seguro's EV-to-EBIT ratio for today is 6.94.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Porto Seguro's Enterprise Value is R$33,104 Mil.
Porto Seguro's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was R$5,194 Mil. Therefore, Porto Seguro's EV-to-EBITDA ratio for today is 6.37.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Porto Seguro's Enterprise Value is R$33,104 Mil.
Porto Seguro's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was R$43,757 Mil. Therefore, Porto Seguro's EV-to-Revenue ratio for today is 0.76.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Porto Seguro's Enterprise Value is R$33,104 Mil.
Porto Seguro's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was R$653 Mil. Therefore, Porto Seguro's EV-to-FCF ratio for today is 50.70.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Porto Seguro (BSP:PSSA3) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Porto Seguro's current Enterprise Value is R$33,104 Mil.
Porto Seguro's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$4,771 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Porto Seguro's current Enterprise Value is R$33,104 Mil.
Porto Seguro's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$5,194 Mil.
Porto Seguro's current Enterprise Value is R$33,104 Mil.
Porto Seguro's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$43,757 Mil.
Porto Seguro's current Enterprise Value is R$33,104 Mil.
Porto Seguro's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1,061 Mil.
Porto Seguro's current Enterprise Value is R$33,104 Mil.
Porto Seguro's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$653 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porto Seguro Enterprise Value Related Terms
Porto Seguro Enterprise Value Historical Data
* Premium members only.
The historical data trend for Porto Seguro's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:PSSA3 vs BRK.A, AIG, HIG: Enterprise Value Comparison
For the Insurance - Diversified subindustry, Porto Seguro's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porto Seguro Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Porto Seguro's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Porto Seguro's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Porto Seguro's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of R$33,104 Mil mean?
Porto Seguro (BSP:PSSA3) has a Enterprise Value of R$33,104 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Porto Seguro and its competitors.
Is Porto Seguro's Enterprise Value too high?
Porto Seguro's current Enterprise Value is R$33,104 Mil. Overall, Porto Seguro has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porto Seguro's Enterprise Value compare to BRK.A and AIG?
Porto Seguro's Enterprise Value of R$33,104 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Porto Seguro and its competitors. Porto Seguro's current Enterprise Value is R$33,104 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porto Seguro stock overvalued right now?
Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$45.13, compared to a current price of R$53.26 — trading 18% above its estimated fair value. The current Enterprise Value is R$33,104 Mil. Porto Seguro's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current Enterprise Value is R$33,104 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?
Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued.
The current stock price of R$53.26 is trading 18% above its estimated GF Value™ of R$45.13.
GuruFocus considers Porto Seguro to be Modestly Overvalued.
Key valuation signals for BSP:PSSA3:
Enterprise Value: R$33,104 Mil
GF Value™: R$45.13 vs. price of R$53.26 (18% above fair value)
No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
74GF Score
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