The historical rank and industry rank for Porto Seguro's OCF Margin % or its related term are showing as below:
BSP:PSSA3'
s OCF Margin % Range Over the Past 10 Years
Min: 0.21 Med: 6.52 Max: 11.66
Current: 2.42
During the past 13 years, the highest OCF Margin % of Porto Seguro was 11.66%. The lowest was 0.21%. And the median was 6.52%.
BSP:PSSA3's OCF Margin % is ranked worse than 73.85% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs BSP:PSSA3: 2.42
Porto Seguro OCF Margin % Related Terms
Porto Seguro OCF Margin % Historical Data
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The historical data trend for Porto Seguro's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:PSSA3 vs BRK.A, AIG, HIG: OCF Margin % Comparison
For the Insurance - Diversified subindustry, Porto Seguro's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porto Seguro OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Porto Seguro's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Porto Seguro's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porto Seguro (BSP:PSSA3) has a OCF Margin % of -1.77% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Porto Seguro and its competitors. Over the past decade, Porto Seguro's OCF Margin % has ranged from 0.21 to 11.66. According to the industry distribution chart, Porto Seguro ranks #370 out of 501 companies in the Insurance industry, placing it in the top 73.9%.
Is Porto Seguro's OCF Margin % too high?
Porto Seguro's current OCF Margin % is -1.77%. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 11.66. Based on the distribution chart, Porto Seguro ranks #370 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Porto Seguro has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porto Seguro's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Porto Seguro ranks #370 out of 501 companies for OCF Margin %. This places Porto Seguro in the lower half of its industry. The industry median OCF Margin % is 10.85. Historically, Porto Seguro's own OCF Margin % has ranged from 0.21 to 11.66 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Porto Seguro and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porto Seguro's current OCF Margin % is -1.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porto Seguro stock overvalued right now?
Based on GuruFocus' analysis, Porto Seguro (BSP:PSSA3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$45.14, compared to a current price of R$52.38 — trading 16% above its estimated fair value. The current OCF Margin % is -1.77%. Porto Seguro's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Porto Seguro (BSP:PSSA3), the current OCF Margin % is -1.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porto Seguro (BSP:PSSA3) Overvalued in 2026?
Based on GuruFocus' analysis, Porto Seguro stock appears to be overvalued.
The current stock price of R$52.38 is trading 16% above its estimated GF Value™ of R$45.14.
GuruFocus considers Porto Seguro to be Modestly Overvalued.
Key valuation signals for BSP:PSSA3:
OCF Margin %: -1.77%
GF Value™: R$45.14 vs. price of R$52.38 (16% above fair value)
No single metric tells the full story. See the BSP:PSSA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porto Seguro SA is one of Brazil's diversified insurance companies that cover vehicles and residential homes. The company operates in many verticals like Insurance, bank, services and other business activities. The company provides a wide range of services including risk underwriting analysis, bike assistance, and surveillance. The company aims to provide products that meet several market needs through the following brands: Porto Seguro, Itau Auto e Residencia, and Azul Seguros and many others.
74GF Score
Get the complete analysis for BSP:PSSA3
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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