Wafa Assurance (CAS:WAA) Net Loan: MAD139 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:WAA Wafa Assurance SA CAS:WAA
68 GF Score
Price MAD5,202.00
GF Value MAD6,412.91
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Wafa Assurance Net Loan?

Wafa Assurance CAS:WAA -1.10% 68 Net Loan is MAD139 Mil as of Dec. 2025. GuruFocus rates CAS:WAA with a GF Score™ of 68/100 and a GF Value™ of MAD6,412.91 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Wafa Assurance's quarterly net loan declined from Dec. 2024 (MAD127 Mil) to Jun. 2025 (MAD0 Mil) but then increased from Jun. 2025 (MAD0 Mil) to Dec. 2025 (MAD139 Mil).

Wafa Assurance's annual net loan increased from Dec. 2023 (MAD0 Mil) to Dec. 2024 (MAD0 Mil) and increased from Dec. 2024 (MAD0 Mil) to Dec. 2025 (MAD139 Mil).


Wafa Assurance Net Loan Historical Data

* Premium members only.

The historical data trend for Wafa Assurance's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wafa Assurance Net Loan Chart

Wafa Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 127.36 138.87

Wafa Assurance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 127.36 0.00 138.87
CAS:WAA
68GF Score
Wafa Assurance SA CAS:WAA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wafa Assurance Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of MAD139 Mil mean?
Wafa Assurance (CAS:WAA) has a Net Loan of MAD139 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Wafa Assurance and its competitors.
Is Wafa Assurance's Net Loan too high?
Wafa Assurance's current Net Loan is MAD139 Mil. Overall, Wafa Assurance has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wafa Assurance's Net Loan compare to FNF and AXS?
Wafa Assurance's Net Loan of MAD139 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Wafa Assurance and its competitors. Wafa Assurance's current Net Loan is MAD139 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wafa Assurance stock overvalued right now?
Based on GuruFocus' analysis, Wafa Assurance (CAS:WAA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD6,412.91, compared to a current price of MAD5,202.00 — trading 18.9% below its estimated fair value. The current Net Loan is MAD139 Mil. Wafa Assurance's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Wafa Assurance (CAS:WAA), the current Net Loan is MAD139 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wafa Assurance (CAS:WAA) Overvalued in 2026?

Based on GuruFocus' analysis, Wafa Assurance stock appears to be undervalued. The current stock price of MAD5,202.00 is trading 18.9% below its estimated GF Value™ of MAD6,412.91. GuruFocus considers Wafa Assurance to be Modestly Undervalued.

Key valuation signals for CAS:WAA:

  • Net Loan: MAD139 Mil
  • GF Value™: MAD6,412.91 vs. price of MAD5,202.00 (18.9% below fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the CAS:WAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wafa Assurance Business Description

Address 1 bd Abdelmoumen, Casablanca, MAR, 20100
Wafa Assurance SA is a Morocco-based company engaged in the provision of the insurance services. The company offers fire and explosion insurance, theft, and sabotage insurance, water damage insurance, machine breakage insurance, and information and electronic equipment insurance. In addition, it also provides insurance to multiple risks, health, professionals, general accidents, property damage and many more.
68GF Score

Get the complete analysis for CAS:WAA

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD5,202.00
Price
MAD6,412.91
GF Value