Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Wafa Assurance's 3-Year RORE % for the quarter that ended in Dec. 2025 was 29.79%.
The industry rank for Wafa Assurance's 3-Year RORE % or its related term are showing as below:
CAS:WAA's 3-Year RORE % is ranked better than 72.52% of 473
companies
in the Insurance industry
Industry Median: 11.7
vs CAS:WAA: 29.79
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Wafa Assurance 3-Year RORE % Related Terms
Wafa Assurance 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Wafa Assurance's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:WAA vs FNF, AXS, FAF: 3-Year RORE % Comparison
For the Insurance - Specialty subindustry, Wafa Assurance's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wafa Assurance 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Wafa Assurance's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Wafa Assurance's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
Wafa Assurance (CAS:WAA) has a 3-Year RORE % of 29.79 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Wafa Assurance and its competitors. According to the industry distribution chart, Wafa Assurance ranks #130 out of 473 companies in the Insurance industry, placing it in the top 27.5%.
Is Wafa Assurance's 3-Year RORE % too high?
Wafa Assurance's current 3-Year RORE % is 29.79. The Insurance industry median 3-Year RORE % is 11.70. Wafa Assurance's value of 29.79 is 154.6% above this industry median. Based on the distribution chart, Wafa Assurance ranks #130 out of 473 companies in the Insurance industry, which is above the industry midpoint. Overall, Wafa Assurance has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wafa Assurance's 3-Year RORE % compare to FNF and AXS?
According to the Insurance industry distribution chart, Wafa Assurance ranks #130 out of 473 companies for 3-Year RORE %. This puts Wafa Assurance in the upper half of its industry. The industry median 3-Year RORE % is 11.70. Wafa Assurance's value of 29.79 is 154.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.70, based on 473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wafa Assurance's current 3-Year RORE % of 29.79 is 154.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Wafa Assurance and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wafa Assurance's current 3-Year RORE % is 29.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wafa Assurance stock overvalued right now?
Based on GuruFocus' analysis, Wafa Assurance (CAS:WAA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD6,404.06, compared to a current price of MAD5,600.00 — trading 12.6% below its estimated fair value. The current 3-Year RORE % is 29.79 and 154.6% above the Insurance industry median of 11.70. Wafa Assurance's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Wafa Assurance (CAS:WAA), the current 3-Year RORE % is 29.79 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wafa Assurance (CAS:WAA) Overvalued in 2026?
Based on GuruFocus' analysis, Wafa Assurance stock appears to be undervalued.
The current stock price of MAD5,600.00 is trading 12.6% below its estimated GF Value™ of MAD6,404.06.
GuruFocus considers Wafa Assurance to be Modestly Undervalued.
Key valuation signals for CAS:WAA:
3-Year RORE %: 29.79
GF Value™: MAD6,404.06 vs. price of MAD5,600.00 (12.6% below fair value)
Industry Position: 154.6% above the Insurance median (#130 of 473)
No single metric tells the full story. See the CAS:WAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wafa Assurance SA is a Morocco-based company engaged in the provision of the insurance services. The company offers fire and explosion insurance, theft, and sabotage insurance, water damage insurance, machine breakage insurance, and information and electronic equipment insurance. In addition, it also provides insurance to multiple risks, health, professionals, general accidents, property damage and many more.
71GF Score
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