Wafa Assurance (CAS:WAA) Debt-to-EBITDA : N/A (As of Dec. 2025)

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CAS:WAA Wafa Assurance SA CAS:WAA
68 GF Score
Price MAD5,151.00
GF Value MAD6,414.95
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Wafa Assurance Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Wafa Assurance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was MAD0 Mil. Wafa Assurance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was MAD0 Mil. Wafa Assurance's annualized EBITDA for the quarter that ended in Dec. 2025 was MAD0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Wafa Assurance's Debt-to-EBITDA or its related term are showing as below:

During the past 13 years, the highest Debt-to-EBITDA Ratio of Wafa Assurance was 0.86. The lowest was 0.00. And the median was 0.01.

CAS:WAA's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.18
* Ranked among companies with meaningful Debt-to-EBITDA only.

Wafa Assurance  (CAS:WAA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Wafa Assurance Debt-to-EBITDA Related Terms


Wafa Assurance Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Wafa Assurance's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wafa Assurance Debt-to-EBITDA Chart

Wafa Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

Wafa Assurance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

CAS:WAA vs FNF, AXS, FAF: Debt-to-EBITDA Comparison

For the Insurance - Specialty subindustry, Wafa Assurance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wafa Assurance Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Wafa Assurance's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Wafa Assurance's Debt-to-EBITDA falls into.


CAS:WAA
68GF Score
Wafa Assurance SA CAS:WAA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wafa Assurance Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Wafa Assurance's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Wafa Assurance's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Is Wafa Assurance (CAS:WAA) Overvalued in 2026?

Based on GuruFocus' analysis, Wafa Assurance stock appears to be undervalued. The current stock price of MAD5,151.00 is trading 19.7% below its estimated GF Value™ of MAD6,414.95. GuruFocus considers Wafa Assurance to be Modestly Undervalued.

Key valuation signals for CAS:WAA:

  • Debt-to-EBITDA: N/A
  • GF Value™: MAD6,414.95 vs. price of MAD5,151.00 (19.7% below fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the CAS:WAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wafa Assurance Business Description

Address 1 bd Abdelmoumen, Casablanca, MAR, 20100
Wafa Assurance SA is a Morocco-based company engaged in the provision of the insurance services. The company offers fire and explosion insurance, theft, and sabotage insurance, water damage insurance, machine breakage insurance, and information and electronic equipment insurance. In addition, it also provides insurance to multiple risks, health, professionals, general accidents, property damage and many more.
68GF Score

Get the complete analysis for CAS:WAA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD5,151.00
Price
MAD6,414.95
GF Value