Wafa AssuranceCAS:WAA 69 Net Margin % is 7.41% as of Dec. 2025, which is 15% above its 10-year median of 6.42. GuruFocus rates CAS:WAA with a GF Score™ of 69/100 and a GF Value™ of MAD6,395.89 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 503 Insurance companies, Wafa Assurance ranks better than 58.65% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Wafa Assurance's Net Income for the
six
months ended in Dec. 2025 was MAD334 Mil. Wafa Assurance's Revenue for the
six
months ended in Dec. 2025 was MAD4,507 Mil. Therefore, Wafa Assurance's net margin for the quarter that ended in Dec. 2025 was 7.41%.
The historical rank and industry rank for Wafa Assurance's Net Margin % or its related term are showing as below:
CAS:WAA'
s Net Margin % Range Over the Past 10 Years
Min: 3.77 Med: 6.42 Max: 11.16
Current: 11.16
CAS:WAA's Net Margin % is ranked better than 58.65% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs CAS:WAA: 11.16
Wafa Assurance (CAS:WAA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Wafa Assurance Net Margin % Related Terms
Wafa Assurance Net Margin % Historical Data
* Premium members only.
The historical data trend for Wafa Assurance's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Wafa Assurance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wafa Assurance Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Wafa Assurance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Wafa Assurance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wafa Assurance (CAS:WAA) has a Net Margin % of 7.41% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Wafa Assurance and its competitors. This is 15% above median its historical median of 6.42. Over the past decade, Wafa Assurance's Net Margin % has ranged from 3.77 to 11.16. According to the industry distribution chart, Wafa Assurance ranks #208 out of 503 companies in the Insurance industry, placing it in the top 41.4%.
Is Wafa Assurance's Net Margin % too high?
Wafa Assurance's current Net Margin % of 7.41% is 15% above median its 10-year median of 6.42. Over the past 10 years, this metric has ranged from a low of 3.77 to a high of 11.16. The Insurance industry median Net Margin % is 9.29. Wafa Assurance's value of 7.41% is 20.2% below this industry median. Based on the distribution chart, Wafa Assurance ranks #208 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Wafa Assurance has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wafa Assurance's Net Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Wafa Assurance ranks #208 out of 503 companies for Net Margin %. This puts Wafa Assurance in the upper half of its industry. The industry median Net Margin % is 9.29. Wafa Assurance's value of 7.41% is 20.2% below this benchmark. Historically, Wafa Assurance's own Net Margin % has ranged from 3.77 to 11.16 over the past decade. While the company's 10-year median is 6.42 vs. the industry median of 9.29, Wafa Assurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wafa Assurance's current Net Margin % of 7.41% is 20.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Wafa Assurance and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wafa Assurance's current Net Margin % is 7.41%, which is 15% above median its own 10-year median of 6.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wafa Assurance stock overvalued right now?
Based on GuruFocus' analysis, Wafa Assurance (CAS:WAA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD6,395.89, compared to a current price of MAD5,620.00 — trading 12.1% below its estimated fair value. The current Net Margin % is 7.41%, which is 15% above median its 10-year median of 6.42 and 20.2% below the Insurance industry median of 9.29. Wafa Assurance's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Wafa Assurance (CAS:WAA), the current Net Margin % is 7.41% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wafa Assurance (CAS:WAA) Overvalued in 2026?
Based on GuruFocus' analysis, Wafa Assurance stock appears to be undervalued.
The current stock price of MAD5,620.00 is trading 12.1% below its estimated GF Value™ of MAD6,395.89.
GuruFocus considers Wafa Assurance to be Modestly Undervalued.
Key valuation signals for CAS:WAA:
Net Margin %: 7.41% (15% above median its 10-year median of 6.42)
GF Value™: MAD6,395.89 vs. price of MAD5,620.00 (12.1% below fair value)
Industry Position: 20.2% below the Insurance median (#208 of 503)
No single metric tells the full story. See the CAS:WAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wafa Assurance SA is a Morocco-based company engaged in the provision of the insurance services. The company offers fire and explosion insurance, theft, and sabotage insurance, water damage insurance, machine breakage insurance, and information and electronic equipment insurance. In addition, it also provides insurance to multiple risks, health, professionals, general accidents, property damage and many more.
69GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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